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Liability Insurance

Is an Occurrence the Bodily Injury or Property Damage?

2011-12-01 | Craig F Stanovich

Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

2011-10-01 | Craig F Stanovich

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

2011-09-03 | Jeff Slivka

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)

Liability Insurance

Legal Separation—The Severability Test in the CGL

2011-06-01 | Craig F Stanovich

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Liability Insurance

Do CGL Policies Cover "Rip and Tear" Expenses?

2011-03-01 | R Steven Rawls

Whether or not CGL policies cover 'rip and tear' expenses varies among jurisdictions. Steve Rawls relates the caselaw.

Design and Professional Liability

Take Advantage of Project Excess Endorsements

2011-01-22 | Jeff Slivka

Jeff Slivka explains a cost-effective solution for handling requests for professional liability insurance.

Liability Insurance

The Increasingly Complex CGL Policy

2011-01-01 | Craig F Stanovich

Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.

Design and Professional Liability

Failing To Define the Standard of Care

2011-01-01 | Kenneth A Slavens

Expert witnesses must render their opinions as design professionals render their services, per a case related by Ken Slavens.

Liability Insurance

Pay Me Back! Reimbursement of Defense Costs in the CGL

2010-10-01 | Craig F Stanovich

The case law on whether insurers can recoup defense costs for noncovered claims continues to evolve. Craig Stanovich examines the issues.

Construction Defect Coverage

Construction Defect Insurance Coverage Remains Difficult To Predict

2010-09-01 | Patrick J Wielinski

Explore the complexities of construction defect insurance coverage and its unpredictable nature in the Texas legal landscape.

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