Expert Commentary

Latest Articles

Intellectual Property

Copyright Infringement Risks Associated with Using Social Media

Sanford Warren | June 1, 2011

There are risks associated with distributing content via social platforms. Sanford Warren discusses how to mitigate them.

Liability Insurance

Legal Separation—The Severability Test in the CGL

Craig Stanovich | June 1, 2011

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Valuation of Insurance Organizations

Impact of Hard Market Expectations on Agency and Broker Value

Jeff Balcombe | May 13, 2011

Economic factors can reveal the current and future potential of valuations of insurance agencies and brokers, per Jeff Balcombe.

What's in a Loss Ratio? More Than Meets the Eye!

Donald J Riggin | May 1, 2011

What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.

Construction Safety

The Importance of Influence

Peter Furst | May 1, 2011

A big part of construction safety is influencing others for the good of the project. Peter Furst describes the basic human tendencies that come into play.

Personal Risk Management

Managing the Risks of Groundwater Damage

Jack Hungelmann | May 1, 2011

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Employment Practices

Supreme Court Rules California's Prohibition of Class Action Waivers in Arbitration Agreements Preempted by Federal Law

Paul Siegel | May 1, 2011

The Supreme Court upholds the enforceability of arbitration agreements. Paul Siegel relates the case.

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Richard Scislowski | May 1, 2011

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.