Expert Commentary
Latest Articles
Personal Risk Management
Insuring Liability Risks When Motor Homes or Trailers Are Used as a Secondary Residence
Jack Hungelmann | June 1, 2012
Using your motor home as a second residence? Jack Hungelmann advises buying cheap but effective insurance.
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
Jay Levin | June 1, 2012
Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.
Liability Insurance
Contractual Liability Exclusion—The Ball Is in Your Court
Craig Stanovich | June 1, 2012
Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.
Liability Insurance
Punitive Damages—Setting an Example
Craig Stanovich | June 1, 2012
To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.
Reinsurance
When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?
Larry Schiffer | June 1, 2012
Losses, obligations, expenses, and liabilities are incurred. Larry Schiffer explains what that means for insurance/reinsurance purposes.
Cyber and Privacy Risk and Insurance
Yawning in the Face of Privacy Risks
Gary Clayton | May 25, 2012
Gary Clayton says while often neglected, privacy and data security are serious issues requiring active executive involvement.
Captives
The NRRA's Effect on Captives—What We Know
Donald Riggin | May 1, 2012
The Nonadmitted Reinsurance Reform Act deals with how surplus lines taxes on nonadmitted insurance premiums are levied. Don Riggin explains.
Current Trends and Issues
So You Think You Are a Professional: the Judicial Model of an Insurance Producer's Professional Status
Tim Ryles | May 1, 2012
The judicially imposed standard of care, writes Tim Ryles, cheapens the role of insurance providers.
Employment Practices
States Move Swiftly To Protect Employees' Social Media Rights
Paul Siegel | May 1, 2012
Paul Siegel discusses court and state attempts to prevent employers from demanding employee log-in information.
Construction Safety
Conflict Resolution in the Construction Setting
Peter Furst | April 1, 2012
If anything is true about conflict, it is that it will occur. Peter Furst examines the emotional aspects, sources, and resolution styles.
Personal Risk Management
Insuring Liability Risks When Motor Homes or Trailers Are Used as a Secondary Residence
Jack Hungelmann | June 1, 2012
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
Jay Levin | June 1, 2012
Liability Insurance
Contractual Liability Exclusion—The Ball Is in Your Court
Craig Stanovich | June 1, 2012
Reinsurance
When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?
Larry Schiffer | June 1, 2012
Cyber and Privacy Risk and Insurance
Yawning in the Face of Privacy Risks
Gary Clayton | May 25, 2012
Current Trends and Issues
So You Think You Are a Professional: the Judicial Model of an Insurance Producer's Professional Status
Tim Ryles | May 1, 2012
Employment Practices
States Move Swiftly To Protect Employees' Social Media Rights
Paul Siegel | May 1, 2012