Expert Commentary
Latest Articles
Personal Risk Management
Biggert-Waters 2012 and the New Normal
Timothy O'Brien | November 1, 2013
Tim O'Brien discusses changes to the National Flood Insurance Program and their ramifications.
Personal Lines Claims
Evaluating Bodily Injury Claims—Back Injuries
Elise Farnham | October 1, 2013
Claims professionals need to conduct a thorough investigation, per Elise Farnham.
Claims Practices
Foreclosure Destroys Insurable Interest
Barry Zalma | October 1, 2013
Barry Zalma discusses a recent Texas case involving a homeowners insurance claim and the possibility of profiting where the policy provided no coverage.
Courts and Coverage
Burden of Proof in Coverage Litigation—Part 1
Brent Cooper | October 1, 2013
Brent Cooper reviews the respective burdens of proof that the insurer and insured must carry during the course of insurance litigation in Texas.
Market Practices
A Brief Look at Insuring Small Municipalities
Peter Polstein | September 1, 2013
Smaller risks often require special considerations. Peter Polstein takes a look at insuring these risks.
Employee Hiring, Development, and Retention
Emotional Intelligence in the Workplace: Why It Matters More Than Personality
Mike Poskey | September 1, 2013
To gain a competitive advantage, Mike Poskey recommends seeking highly emotionally intelligent employees.
Catastrophe Risk Management
Covering Sinkhole Losses
Christopher Brophy | September 1, 2013
Christopher Brophy describes the scope of sinkhole losses and available coverage.
Liability Insurance
Broad Form Property Damage—A Look Back
Craig Stanovich | September 1, 2013
When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.
Environmental
Revealing the Dark Secrets of Category 3 Water Exclusions
David Dybdahl | September 1, 2013
While most claims are being paid as Category 1 losses today, David Dybdahl expects that to end and offers options for coverage.
Cyber and Privacy Risk and Insurance
California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing
Melissa Krasnow | September 1, 2013
Melissa Krasnow discusses the California requirements restricting online information posted by or aimed at non-adults.
Employee Hiring, Development, and Retention
Emotional Intelligence in the Workplace: Why It Matters More Than Personality
Mike Poskey | September 1, 2013
Environmental
Revealing the Dark Secrets of Category 3 Water Exclusions
David Dybdahl | September 1, 2013
Cyber and Privacy Risk and Insurance
California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing
Melissa Krasnow | September 1, 2013
