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Courts and Coverage

Trial of the Coverage Case—Part 3

Brent Cooper | October 8, 2011

Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.

Cyber and Privacy Risk and Insurance

SEC Requires Disclosure of Cyber Attacks

Gary Clayton | October 1, 2011

New cyber security disclosure requirements may impact firms' stock, contractual relationships, and ability to import personal data. Gary Clayton explains.

Captives

Surplus Lines Insurance Taxation Remains Murky

Michael R. Mead | October 1, 2011

Captive insurance law and SLIMPACT and NIMA response pose premium taxation dilemma. (IRMI.com article)

Claims Practices

Claims-Made Policies—Report Potential Claims Immediately

Barry Zalma | October 1, 2011

Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

Craig Stanovich | October 1, 2011

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Catastrophe Risk Management

Building the Right Builders Risk Policy

Christopher Brophy | October 1, 2011

Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.

Insurance Archaeology

Proving Renewal Policy Language of Missing Insurance Policies

Douglas Talley | September 24, 2011

Using standard industry forms and secondary evidence, Doug Talley explains that missing insurance policies can be reconstructed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

Jeff Slivka | September 3, 2011

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

William Austin | September 1, 2011

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

Richard Scislowski | September 1, 2011

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

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