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Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

Craig Stanovich | October 1, 2011

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Insurance Archaeology

Proving Renewal Policy Language of Missing Insurance Policies

Douglas Talley | September 24, 2011

Using standard industry forms and secondary evidence, Doug Talley explains that missing insurance policies can be reconstructed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

Jeff Slivka | September 3, 2011

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)

Construction Safety

Underground Construction Risks—What's Underground Can Kill

TJ Lyons | September 1, 2011

Construction accidents from underground risks are many, and most are preventable. (IRMI.com article)

Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

Richard Scislowski | September 1, 2011

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

Builders Risk Insurance

Builders Risk Insurance: The "Other Insurance" Condition

Steven Coombs | September 1, 2011

Other insurance' clauses, typically found in insurance policies, are often misunderstood and their impact unknown. Steve Coombs explains.

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

William Austin | September 1, 2011

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Risk Mgmt. and Ins. Higher Education Scene

Truly Understanding Millennials

Brenda Powell Wells | September 1, 2011

Insurance and risk management higher education scene is filled with Millennials, but what do they bring to the table? (IRMI.com article).

Courts and Coverage

Trial of the Coverage Case (Part 2)

Brent Cooper | August 20, 2011

Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.

Reinsurance

Reinsurance Terminology Explained: Bordereau

Larry Schiffer | August 13, 2011

Larry Schiffer demystifies reinsurance jargon.