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Claims Practices

When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"

Barry Zalma | December 1, 2011

Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)

Valuation of Insurance Organizations

Trends in the Valuation of Health Insurers: 2011

Jeff Balcombe | November 12, 2011

Insurance industry trend toward mergers and acquisitions is expected to continue in 2012 per Jeff Balcombe.

Cyber and Privacy Risk and Insurance

The Militarization of Cyber Space and the Risks for US Businesses

Gary Clayton | November 1, 2011

Traditional risk management principles are ineffective against cyber risks. Gary Clayton explains.

Personal Lines Claims

Plaintiff Duties in Personal Lines Claims

Elise Farnham | November 1, 2011

In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)

Claims Management

The Next Level of Business Income Coverage

November 1, 2011

Timothy King explains how insurance claims from off-premises events can harm business if not insured.

Political Risk

The Arab Spring's Impact on Cross-Border Trade and Investment

Daniel Wagner | November 1, 2011

Arab Spring will certainly affect businesses that simply want to trade, invest, or lend in these countries.

Courts and Coverage

Trial of the Coverage Case—Part 3

Brent Cooper | October 8, 2011

Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.

Cyber and Privacy Risk and Insurance

SEC Requires Disclosure of Cyber Attacks

Gary Clayton | October 1, 2011

New cyber security disclosure requirements may impact firms' stock, contractual relationships, and ability to import personal data. Gary Clayton explains.

Captives

Surplus Lines Insurance Taxation Remains Murky

Michael R. Mead | October 1, 2011

Captive insurance law and SLIMPACT and NIMA response pose premium taxation dilemma. (IRMI.com article)

Catastrophe Risk Management

Building the Right Builders Risk Policy

Christopher Brophy | October 1, 2011

Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.

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