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Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

Elise Farnham | August 1, 2011

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Time Element

Business Interruption Losses in Economic Downturn

Michael Speer | August 1, 2011

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

Valuation of Insurance Organizations

Life Insurance Company Valuations and Interest Rates

Jeff Balcombe | August 1, 2011

Disintermediation could remain a risk to life insurance companies, potentially placing downward pressure on equity valuations, per Jeff Balcombe.

Personal Risk Management

Personal Risk Management: The Insurance Audit

Jack Hungelmann | August 1, 2011

Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)

Environmental

Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster

Rodney Taylor | August 1, 2011

Maximize the chance for a full recovery of emergency response costs by following these steps pre-disaster.

Corporate Aviation

Aviation Certification and Risk Management

Adam Webster | July 16, 2011

Whether your aircraft is flown under for-hire or private rules matters. Adam Webster explains.

Current Trends and Issues

Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability

Tim Ryles | July 1, 2011

In a recent case detailed by Dr. Tim Ryles, agents are labeled experts and are held to a higher standard.

Risk and Insurance History

The History of Proximate Causation

Richard Scislowski | July 1, 2011

Sir Francis Bacon, Sir Isaac Newton, and Aristotle can provide guidance on how courts have viewed causation under first-party property policies.

Personal Risk Management

Homecare Workers: Identifying and Managing Risks

Jack Hungelmann | June 11, 2011

Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.

Insurance Archaeology

Proving Standard Policy Language of Missing Insurance Policies

Douglas Talley | June 1, 2011

Doug Talley shows how a policyholder can prove the policy language of a missing policy using standard industry forms.

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