Expert Commentary

Environmental

Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster

Rodney Taylor | August 1, 2011

Maximize the chance for a full recovery of emergency response costs by following these steps pre-disaster.

Corporate Aviation

Aviation Certification and Risk Management

Adam Webster | July 16, 2011

Whether your aircraft is flown under for-hire or private rules matters. Adam Webster explains.

Current Trends and Issues

Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability

Tim Ryles | July 1, 2011

In a recent case detailed by Dr. Tim Ryles, agents are labeled experts and are held to a higher standard.

Risk and Insurance History

The History of Proximate Causation

Richard Scislowski | July 1, 2011

Sir Francis Bacon, Sir Isaac Newton, and Aristotle can provide guidance on how courts have viewed causation under first-party property policies.

Personal Risk Management

Homecare Workers: Identifying and Managing Risks

Jack Hungelmann | June 11, 2011

Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.

Insurance Archaeology

Proving Standard Policy Language of Missing Insurance Policies

Douglas Talley | June 1, 2011

Doug Talley shows how a policyholder can prove the policy language of a missing policy using standard industry forms.

Intellectual Property

Copyright Infringement Risks Associated with Using Social Media

Sanford Warren | June 1, 2011

There are risks associated with distributing content via social platforms. Sanford Warren discusses how to mitigate them.

Liability Insurance

Legal Separation—The Severability Test in the CGL

Craig Stanovich | June 1, 2011

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Valuation of Insurance Organizations

Impact of Hard Market Expectations on Agency and Broker Value

Jeff Balcombe | May 13, 2011

Economic factors can reveal the current and future potential of valuations of insurance agencies and brokers, per Jeff Balcombe.

What's in a Loss Ratio? More Than Meets the Eye!

Donald Riggin | May 1, 2011

What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.