Expert Commentary
Latest Articles
Personal Lines Claims
Claims: There's an App for That, or Is There?
Elise Farnham | July 7, 2012
Elise Farnham develops ideas for mobile phone applications for insurance claims adjusters.
Builders Risk Insurance
Builders Risk Insurance: When Coverage Interpretation Relies on Nonpolicy Documents
Steven Coombs | July 1, 2012
In claims situations, Steven Coombs says it can be necessary to look outside the policy to determine coverage.
Captives
Captives and Life Insurance
Michael R. Mead | July 1, 2012
Yes, captives are used to provide life insurance, says Michael Mead. He explains how.
Time Element
Burden of Proof in Business Interruption Claims
Michael Speer | July 1, 2012
Michael Speer points out the importance of objective, verifiable, and evidentiary support of the claim.(IRMI.com article)
Courts and Coverage
Taking and Defending an Adjuster's Deposition—Part 1
Brent Cooper | June 1, 2012
In this new series, Brent Cooper first examines whether the deposition should be taken at all.
Environmental
CGL Absolute Pollution Exclusion Barred Coverage for Chinese Drywall Damages
Kent Holland | June 1, 2012
Kent Holland relates a case holding that reduced sulfur gases are a pollutant dispersed into the atmosphere.
Personal Risk Management
Insuring Liability Risks When Motor Homes or Trailers Are Used as a Secondary Residence
Jack Hungelmann | June 1, 2012
Using your motor home as a second residence? Jack Hungelmann advises buying cheap but effective insurance.
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
Jay Levin | June 1, 2012
Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.
Reinsurance
When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?
Larry Schiffer | June 1, 2012
Losses, obligations, expenses, and liabilities are incurred. Larry Schiffer explains what that means for insurance/reinsurance purposes.
Liability Insurance
Contractual Liability Exclusion—The Ball Is in Your Court
Craig Stanovich | June 1, 2012
Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.
Builders Risk Insurance
Builders Risk Insurance: When Coverage Interpretation Relies on Nonpolicy Documents
Steven Coombs | July 1, 2012
Courts and Coverage
Taking and Defending an Adjuster's Deposition—Part 1
Brent Cooper | June 1, 2012
Environmental
CGL Absolute Pollution Exclusion Barred Coverage for Chinese Drywall Damages
Kent Holland | June 1, 2012
Personal Risk Management
Insuring Liability Risks When Motor Homes or Trailers Are Used as a Secondary Residence
Jack Hungelmann | June 1, 2012
Property Insurance
Does Mold Constitute a Direct Physical Loss under a Property Policy?
Jay Levin | June 1, 2012
Reinsurance
When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?
Larry Schiffer | June 1, 2012
Liability Insurance
Contractual Liability Exclusion—The Ball Is in Your Court
Craig Stanovich | June 1, 2012
