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Insurance Archaeology

Proving the Existence of Past Policies with Secondary Evidence

Douglas Talley | January 15, 2011

While presentation of secondary evidence is important, Doug Talley explains that it alone will not prove that a policy existed.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

Elise Farnham | January 1, 2011

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Corporate Fraud Prevention

Fraud in Major Contract Projects

Scott Langlinais | January 1, 2011

Perpetrators operate best in the dark. Scott Langlinais discusses how to uncover dishonest acts.

Design and Professional Liability

Failing To Define the Standard of Care

Kenneth Slavens | January 1, 2011

Expert witnesses must render their opinions as design professionals render their services, per a case related by Ken Slavens.

Political Risk

Managing Political Risk in the New Normal

Daniel Wagner | January 1, 2011

While international firms may seek investment in developing countries, Daniel Wagner warns to consider the political risk.

Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

Barry Zalma | January 1, 2011

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Liability Insurance

The Increasingly Complex CGL Policy

Craig Stanovich | January 1, 2011

Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.

Environmental

CGL Pollution Exclusion Applies to Dust and Diesel Fumes

Kent Holland | December 11, 2010

Insureds get the coverage they bargained for, according to this case as related by Kent Holland Jr.

Captives

Evaluating Your Captive's Capital and Surplus Requirements

Donald J Riggin | December 4, 2010

Excess surplus is not always a good thing, per Don Riggin, as it represents underemployed capital for a very unlikely event.

Terrorism Risk Management and Insurance

TRIA: It's Time to Examine New Terrorism Approaches

James W Macdonald | December 1, 2010

As we approach the final years of TRIPRA, James Macdonald says the government would be wise to consider some fresh ideas.

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