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Liability Insurance

"Arising Out of": How Strong Is the Connection?

Steven Rawls | August 1, 2010

Courts are not consistent in their interpretation of the critical phrase "arising out of," as Steve Rawls illustrates.

Captives

Property Insurance Captives—A Funding Primer

Donald J Riggin | August 1, 2010

Don Riggin explains why, when, and how a captive can structure its funding for property risks.

Valuation of Insurance Organizations

Impact of Healthcare Legislation on Health Insurance Companies

Jeff Balcombe | August 1, 2010

Jeff Balcombe says to weigh the potential increase in policyholders against the negative effects of the Affordable Care Act.

Courts and Coverage

Duty To Cooperate

Brent Cooper | August 1, 2010

Every liability policy contains a cooperation clause. But, as Brent Cooper shows, how it is applied and litigated differs greatly.

Employment Practices

Supreme Court: Public Employer Search Not Unreasonable under Fourth Amendment

Paul Siegel, Noel Tripp | August 1, 2010

Relating a recent Supreme Court case, Paul Siegel notes the importance of thorough computer and electronic equipment usage policies.

Claims Practices

Diminution in Value

Barry Zalma | August 1, 2010

When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.

Corporate Fraud Prevention

Five-Step Approach to Fraud Detection: #4 Build Audit Programs/Detective Processes to Look for Symptoms

Scott Langlinais | July 17, 2010

In step 4 of his 5-Step Approach to Fraud Detection, Scott Langlinais says to include symptom detection in audit programs.

Captives

Captives and Employee Benefits

Michael R. Mead | July 1, 2010

Captives may offer employers a solution for compliance with healthcare reform. Michael Mead explains.

Builders Risk Insurance

Builders Risk Insurance: "As Their Interests May Appear"

Steven Coombs | July 1, 2010

Steven Coombs makes a strong argument that the clause is unnecessary and serves no useful purpose.

Liability Insurance

The Recall Expense Exclusion—When Your Ship Does Not Come In

Craig Stanovich | July 1, 2010

Craig Stanovich discusses the CGL sistership exclusion, its history and application.