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Liability Insurance

The Increasingly Complex CGL Policy

Craig Stanovich | January 1, 2011

Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.

Design and Professional Liability

Failing To Define the Standard of Care

Kenneth Slavens | January 1, 2011

Expert witnesses must render their opinions as design professionals render their services, per a case related by Ken Slavens.

Environmental

CGL Pollution Exclusion Applies to Dust and Diesel Fumes

Kent Holland | December 11, 2010

Insureds get the coverage they bargained for, according to this case as related by Kent Holland Jr.

Captives

Evaluating Your Captive's Capital and Surplus Requirements

Donald Riggin | December 4, 2010

Excess surplus is not always a good thing, per Don Riggin, as it represents underemployed capital for a very unlikely event.

Terrorism Risk Management and Insurance

TRIA: It's Time to Examine New Terrorism Approaches

James Macdonald | December 1, 2010

As we approach the final years of TRIPRA, James Macdonald says the government would be wise to consider some fresh ideas.

Market Practices

Claims Administration—The Insurance Service

Peter Polstein | December 1, 2010

Pete Polstein stresses the importance of claims administration.

Valuation of Insurance Organizations

The M&A Market for P&C Insurers: 2010

Jeff Balcombe | December 1, 2010

Economic and political factors affect this market. Jeff Balcombe elaborates.

Construction Safety

Performance Management and the Human Error Factor: a New Perspective

Peter Furst | December 1, 2010

Peter Furst says management must move away from command and control, and instead foster trust, empower workers, and lead.

Reinsurance

Protect against Inflation with the Reinsurance Index Clause

Larry Schiffer | December 1, 2010

To stem the effect of inflation on long-tail claims under excess-of-loss reinsurance, Larry Schiffer says consider an index clause.

Builders Risk Insurance

Builders Risk: Don't Overlook Contractors' Policies

Steven Coombs | December 1, 2010

While owners typically secure and maintain the required builders risk insurance, Steven Coombs asks whether that's the best alternative.

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