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Environmental

Mold from a Covered Concurrent Cause Still Excluded

Kent Holland | November 1, 2010

A court rules no coverage where an anti-concurrent causation clause exists. Kent Holland explains.

Time Element

Limiting the Interruption in Business Interruption

William Austin | October 1, 2010

Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.

Liability Insurance

Pay Me Back! Reimbursement of Defense Costs in the CGL

Craig Stanovich | October 1, 2010

The case law on whether insurers can recoup defense costs for noncovered claims continues to evolve. Craig Stanovich examines the issues.

Captives

Captive Managers—The Basics

Michael R. Mead | October 1, 2010

Michael Mead discusses the captive manager's role, responsibilities, types, and fees.

Property Insurance

Requiring Repair before Insurer Pays Replacement Cost

Jay Levin | October 1, 2010

Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.

Courts and Coverage

Appraisal under the Homeowners Policy

Brent Cooper | October 1, 2010

Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.

Maritime Law

US Supreme Court Constricts Carmack Amendment

Michael Orlando | September 4, 2010

A recent maritime law decision may impact how cargo damage suits are resolved relating to the Carmack Amendment. Michael Orlando explains.

Construction Safety

Ten Questions Every Construction Safety Professional Should Ask

TJ Lyons | September 1, 2010

Asking pointed questions is a critical element to the safety effort, per TJ Lyons, and provides an opportunity to test your teams.

Courts and Coverage

Sometimes, Certificate Disclaimers Help

Richard Scislowski | September 1, 2010

Two court cases show that even though certificates are often viewed as little more than a nuisance, every so often, standard certificates can save the day.

Time Element

Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?

Michael Speer | September 1, 2010

Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.

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