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Captives

Direct Procurement Revisited

Michael R. Mead | April 1, 2010

Captives: Learn the laws both where you do business and where you issue evidence of coverage, advises Michael Mead.

Personal Risk Management

Insuring "Zipcars"

Jack Hungelmann | April 1, 2010

Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.

Environmental

An Update on Chinese Drywall Claims

Rodney Taylor | April 1, 2010

Rod Taylor reviews the current status of these claims, examining factors relevant to the cases being heard in federal and state courts.

Courts and Coverage

Correcting Mistakes in Additional Insured Endorsements

Richard Scislowski | April 1, 2010

A New York court holds reformation as the remedy for a scrivener's error.

Property Insurance

Crime—Getting More Out of the Policy

William Austin | April 1, 2010

Crime exposures, forms, triggers, and limits are tricky. William Austin explains how to enhance coverage.

Liability Insurance

The Impaired Property Exclusion

Craig Stanovich | April 1, 2010

Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.

Personal Risk Management

Reducing Umbrella Risks by Having One Agent

Jack Hungelmann | March 1, 2010

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Courts and Coverage

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention

Richard Scislowski | March 1, 2010

Only defense costs paid by named insured satisfy the self-insured retention.

Reinsurance

Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent

Larry Schiffer | March 1, 2010

Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.