Expert Commentary
Latest Articles
Liability Insurance
Additional Insured Status—Automatic or Wet Blanket?
Craig Stanovich | October 1, 2011
While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
Barry Zalma | October 1, 2011
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Insurance Archaeology
Proving Renewal Policy Language of Missing Insurance Policies
Douglas Talley | September 24, 2011
Using standard industry forms and secondary evidence, Doug Talley explains that missing insurance policies can be reconstructed.
Design and Professional Liability
Mitigation of Damages Coverage Helps with Design Defects
Jeff Slivka | September 3, 2011
Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
William Austin | September 1, 2011
Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.
Builders Risk Insurance
Builders Risk Insurance: The "Other Insurance" Condition
Steven Coombs | September 1, 2011
Other insurance' clauses, typically found in insurance policies, are often misunderstood and their impact unknown. Steve Coombs explains.
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
Richard Scislowski | September 1, 2011
Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?
Risk Mgmt. and Ins. Higher Education Scene
Truly Understanding Millennials
Brenda Powell Wells | September 1, 2011
Insurance and risk management higher education scene is filled with Millennials, but what do they bring to the table? (IRMI.com article).
Construction Safety
Underground Construction Risks—What's Underground Can Kill
TJ Lyons | September 1, 2011
Construction accidents from underground risks are many, and most are preventable. (IRMI.com article)
Courts and Coverage
Trial of the Coverage Case—Part 2
Brent Cooper | August 20, 2011
Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.
Liability Insurance
Additional Insured Status—Automatic or Wet Blanket?
Craig Stanovich | October 1, 2011
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
Barry Zalma | October 1, 2011
Insurance Archaeology
Proving Renewal Policy Language of Missing Insurance Policies
Douglas Talley | September 24, 2011
Design and Professional Liability
Mitigation of Damages Coverage Helps with Design Defects
Jeff Slivka | September 3, 2011
Property Insurance
Equipment Breakdown—More Than Just Boiler and Machinery
William Austin | September 1, 2011
Builders Risk Insurance
Builders Risk Insurance: The "Other Insurance" Condition
Steven Coombs | September 1, 2011
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
Richard Scislowski | September 1, 2011
Risk Mgmt. and Ins. Higher Education Scene
Truly Understanding Millennials
Brenda Powell Wells | September 1, 2011
Construction Safety
Underground Construction Risks—What's Underground Can Kill
TJ Lyons | September 1, 2011
