Expert Commentary
Latest Articles
Environmental
Mold from a Covered Concurrent Cause Still Excluded
Kent Holland | November 1, 2010
A court rules no coverage where an anti-concurrent causation clause exists. Kent Holland explains.
Current Trends and Issues
Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation
Tim Ryles | November 1, 2010
Tim Ryles provides a framework for assessing the conduct of vendors that provide claims services to insurers.
Claims Management
Controlling Claims Leakage through Technology
November 1, 2010
Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.
Captives
Captive Managers—The Basics
Michael R. Mead | October 1, 2010
Michael Mead discusses the captive manager's role, responsibilities, types, and fees.
Time Element
Limiting the Interruption in Business Interruption
William Austin | October 1, 2010
Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.
Courts and Coverage
Appraisal under the Homeowners Policy
Brent Cooper | October 1, 2010
Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
Jay Levin | October 1, 2010
Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.
Liability Insurance
Pay Me Back! Reimbursement of Defense Costs in the CGL
Craig Stanovich | October 1, 2010
The case law on whether insurers can recoup defense costs for noncovered claims continues to evolve. Craig Stanovich examines the issues.
Maritime Law
US Supreme Court Constricts Carmack Amendment
Michael Orlando | September 4, 2010
A recent maritime law decision may impact how cargo damage suits are resolved relating to the Carmack Amendment. Michael Orlando explains.
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
Michael Speer | September 1, 2010
Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.
Current Trends and Issues
Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation
Tim Ryles | November 1, 2010
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
Jay Levin | October 1, 2010
Liability Insurance
Pay Me Back! Reimbursement of Defense Costs in the CGL
Craig Stanovich | October 1, 2010
Time Element
Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?
Michael Speer | September 1, 2010
