IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

Jack Hungelmann | January 1, 2010

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Property Insurance

Property Insurance Resolutions for 2010

William Austin | January 1, 2010

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Liability Insurance

A High-Level View of the CGL Policy

Craig Stanovich | January 1, 2010

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.

Environmental

CGL Pollution Exclusion Bars Coverage for Injury from Carbon Monoxide Released from Heater

Kent Holland | December 1, 2009

The Fifth Circuit upholds the exclusion where fumes from a heater caused birth defects. Kent Holland relates the case.

Corporate Fraud Prevention

Five-Step Approach to Fraud Detection: #1 Know the Exposures

Scott Langlinais | December 1, 2009

Scott Langlinais helps executives establish control systems to detect fraud in their day-to-day operations.

Captives

The Captive/Large Deductible Debate—A Philosophical Perspective

Donald J Riggin | December 1, 2009

Business needs to look beyond pure economics, advises Don Riggin.

Claims Management

Reduce Claims To Improve WC Mod

December 1, 2009

Manage workers compensation experience rating plans to curb expenses, per David Ackerman.

Design and Professional Liability

Project Professional Liability Insurance for Construction Firms

Jeff Slivka | November 14, 2009

Contractors are exposed to a variety of day-to-day professional risks, and Jeff Slivka describes products that are available to cover them.

Liability Insurance

The Duty to Defend: the Four(ish) Corners Rule

Steven Rawls | November 1, 2009

The actual, not alleged, facts of a case play an important role in determining an insurer's defense obligation, per Steve Rawls.

Construction Safety

Supervisor's Role in Employee Performance

Peter Furst | November 1, 2009

Happy workers use imagination, ingenuity, and creativity on the job, and Peter Furst says it's the manager's role to help.

IRMI Online