Expert Commentary
Latest Articles
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
Doug Talley shows how a policyholder can prove the policy language of a missing policy using standard industry forms.
Intellectual Property
Copyright Infringement Risks Associated with Using Social Media
Sanford Warren | June 1, 2011
There are risks associated with distributing content via social platforms. Sanford Warren discusses how to mitigate them.
Valuation of Insurance Organizations
Impact of Hard Market Expectations on Agency and Broker Value
Jeff Balcombe | May 13, 2011
Economic factors can reveal the current and future potential of valuations of insurance agencies and brokers, per Jeff Balcombe.
Time Element
Supply Chain Exposures—What It Means to a Risk Manager
William Austin | May 1, 2011
Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.
Construction Safety
The Importance of Influence
Peter Furst | May 1, 2011
A big part of construction safety is influencing others for the good of the project. Peter Furst describes the basic human tendencies that come into play.
Personal Risk Management
Managing the Risks of Groundwater Damage
Jack Hungelmann | May 1, 2011
April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.
What's in a Loss Ratio? More Than Meets the Eye!
Donald Riggin | May 1, 2011
What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.
Reinsurance
Multiparty Reinsurance Contracts—All for One and One for All
Larry Schiffer | May 1, 2011
Larry Schiffer discusses the act-as-one provision found in many arbitration clauses.
Courts and Coverage
Additional Insured Endorsement Should Cover a Tenant's "Operations"
Richard Scislowski | May 1, 2011
A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
Intellectual Property
Copyright Infringement Risks Associated with Using Social Media
Sanford Warren | June 1, 2011
Valuation of Insurance Organizations
Impact of Hard Market Expectations on Agency and Broker Value
Jeff Balcombe | May 13, 2011
Reinsurance
Multiparty Reinsurance Contracts—All for One and One for All
Larry Schiffer | May 1, 2011
Courts and Coverage
Additional Insured Endorsement Should Cover a Tenant's "Operations"
Richard Scislowski | May 1, 2011
