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Personal Risk Management

Reducing Umbrella Risks by Having One Agent

Jack Hungelmann | March 1, 2010

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Reinsurance

Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent

Larry Schiffer | March 1, 2010

Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.

Claims Management

Litigation Management—Crucial but Confusing

February 1, 2010

Litigation is expensive. Glenn Brown explains how to manage costs.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

Barry Zalma | February 1, 2010

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Captives

Captive Underwriting Profits without Third-Party Business

Donald Riggin | February 1, 2010

Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Employment Practices

Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims

Paul Siegel | February 1, 2010

Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

Michael Speer | February 1, 2010

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Political Risk

Expropriation: Pakistan's Message to Foreign Investors

Daniel Wagner | February 1, 2010

As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.

Reinsurance

In Defense of Reinsurance

Larry Schiffer | January 15, 2010

Bashing reinsurers seems popular today, but Larry Schiffer explains their importance to the economy.

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