Expert Commentary
Latest Articles
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
Barry Zalma | December 1, 2011
Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)
Valuation of Insurance Organizations
Trends in the Valuation of Health Insurers: 2011
Jeff Balcombe | November 12, 2011
Insurance industry trend toward mergers and acquisitions is expected to continue in 2012 per Jeff Balcombe.
Claims Management
The Next Level of Business Income Coverage
November 1, 2011
Timothy King explains how insurance claims from off-premises events can harm business if not insured.
Cyber and Privacy Risk and Insurance
The Militarization of Cyber Space and the Risks for US Businesses
Gary Clayton | November 1, 2011
Traditional risk management principles are ineffective against cyber risks. Gary Clayton explains.
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
Elise Farnham | November 1, 2011
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Political Risk
The Arab Spring's Impact on Cross-Border Trade and Investment
Daniel Wagner | November 1, 2011
Arab Spring will certainly affect businesses that simply want to trade, invest, or lend in these countries.
Courts and Coverage
Trial of the Coverage Case—Part 3
Brent Cooper | October 8, 2011
Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.
Catastrophe Risk Management
Building the Right Builders Risk Policy
Christopher Brophy | October 1, 2011
Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.
Cyber and Privacy Risk and Insurance
SEC Requires Disclosure of Cyber Attacks
Gary Clayton | October 1, 2011
New cyber security disclosure requirements may impact firms' stock, contractual relationships, and ability to import personal data. Gary Clayton explains.
Captives
Surplus Lines Insurance Taxation Remains Murky
Michael R. Mead | October 1, 2011
Captive insurance law and SLIMPACT and NIMA response pose premium taxation dilemma. (IRMI.com article)
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
Barry Zalma | December 1, 2011
Valuation of Insurance Organizations
Trends in the Valuation of Health Insurers: 2011
Jeff Balcombe | November 12, 2011
Cyber and Privacy Risk and Insurance
The Militarization of Cyber Space and the Risks for US Businesses
Gary Clayton | November 1, 2011
Political Risk
The Arab Spring's Impact on Cross-Border Trade and Investment
Daniel Wagner | November 1, 2011
Catastrophe Risk Management
Building the Right Builders Risk Policy
Christopher Brophy | October 1, 2011
Cyber and Privacy Risk and Insurance
SEC Requires Disclosure of Cyber Attacks
Gary Clayton | October 1, 2011
