Expert Commentary

Personal Risk Management

Managing the Risks of Groundwater Damage

Jack Hungelmann | May 1, 2011

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Richard Scislowski | May 1, 2011

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Time Element

Supply Chain Exposures—What It Means to a Risk Manager

William Austin | May 1, 2011

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.

What's in a Loss Ratio? More Than Meets the Eye!

Donald Riggin | May 1, 2011

What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.

Reinsurance

Multiparty Reinsurance Contracts—All for One and One for All

Larry Schiffer | May 1, 2011

Larry Schiffer discusses the act-as-one provision found in many arbitration clauses.

Employment Practices

Supreme Court Rules California's Prohibition of Class Action Waivers in Arbitration Agreements Preempted by Federal Law

Paul Siegel | May 1, 2011

The Supreme Court upholds the enforceability of arbitration agreements. Paul Siegel relates the case.

Wrap-Up Programs

Wrap-Ups and Their Inevitable Termination

Richard Resnick | April 1, 2011

There are some critical steps in shutting down a wrap-up. Richard Resnick reviews them.

Insurance Archaeology

Insurance Policy Authentication, Hearsay, and Reconstruction Methodology

Douglas Talley | April 1, 2011

In this third article on insurance archaeology, Doug Talley and Andrew Whitman address secondary evidence.

Catastrophe Risk Management

Insurance Coverage Considerations for Claims Resulting from the Japanese Earthquake

Christopher Brophy | April 1, 2011

Assessing the impact and coverage is no simple task. Chris Brophy elaborates.

Courts and Coverage

Trial of the Coverage Case—Part 1

Brent Cooper | April 1, 2011

In this series, Brent Cooper takes a close look at insurance coverage trials, starting with jury versus nonjury pros and cons.