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Environmental

CGL Pollution Exclusion Applies to Dust and Diesel Fumes

Kent Holland | December 11, 2010

Insureds get the coverage they bargained for, according to this case as related by Kent Holland Jr.

Captives

Evaluating Your Captive's Capital and Surplus Requirements

Donald Riggin | December 4, 2010

Excess surplus is not always a good thing, per Don Riggin, as it represents underemployed capital for a very unlikely event.

Builders Risk Insurance

Builders Risk: Don't Overlook Contractors' Policies

Steven Coombs | December 1, 2010

While owners typically secure and maintain the required builders risk insurance, Steven Coombs asks whether that's the best alternative.

Terrorism Risk Management and Insurance

TRIA: It's Time to Examine New Terrorism Approaches

James Macdonald | December 1, 2010

As we approach the final years of TRIPRA, James Macdonald says the government would be wise to consider some fresh ideas.

Valuation of Insurance Organizations

The M&A Market for P&C Insurers: 2010

Jeff Balcombe | December 1, 2010

Economic and political factors affect this market. Jeff Balcombe elaborates.

Construction Safety

Performance Management and the Human Error Factor: a New Perspective

Peter Furst | December 1, 2010

Peter Furst says management must move away from command and control, and instead foster trust, empower workers, and lead.

Market Practices

Claims Administration—The Insurance Service

Peter Polstein | December 1, 2010

Pete Polstein stresses the importance of claims administration.

Reinsurance

Protect against Inflation with the Reinsurance Index Clause

Larry Schiffer | December 1, 2010

To stem the effect of inflation on long-tail claims under excess-of-loss reinsurance, Larry Schiffer says consider an index clause.

Claims Management

Controlling Claims Leakage through Technology

November 1, 2010

Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.

Current Trends and Issues

Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation

Tim Ryles | November 1, 2010

Tim Ryles provides a framework for assessing the conduct of vendors that provide claims services to insurers.

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