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Property Insurance

Requiring Repair before Insurer Pays Replacement Cost

Jay Levin | October 1, 2010

Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.

Time Element

Limiting the Interruption in Business Interruption

William Austin | October 1, 2010

Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.

Liability Insurance

Pay Me Back! Reimbursement of Defense Costs in the CGL

Craig Stanovich | October 1, 2010

The case law on whether insurers can recoup defense costs for noncovered claims continues to evolve. Craig Stanovich examines the issues.

Maritime Law

US Supreme Court Constricts Carmack Amendment

Michael Orlando | September 4, 2010

A recent maritime law decision may impact how cargo damage suits are resolved relating to the Carmack Amendment. Michael Orlando explains.

Time Element

Business Interruption Claims for the Hospitality Industry—Is Your Hotel Protected?

Michael Speer | September 1, 2010

Michael Speer outlines critical aspects of hotel business interruption coverage, claims nuances, and items to consider before a loss occurs.

Insurance Archaeology

Judicial Reconstruction of Missing Insurance Policies

Douglas Talley | September 1, 2010

Doug Talley and Andrew Whitman start a series of six articles on insurance archaeology.

Construction Safety

Ten Questions Every Construction Safety Professional Should Ask

TJ Lyons | September 1, 2010

Asking pointed questions is a critical element to the safety effort, per TJ Lyons, and provides an opportunity to test your teams.

Construction Defect Coverage

Construction Defect Insurance Coverage Remains Difficult To Predict

Patrick Wielinski | September 1, 2010

Explore the complexities of construction defect insurance coverage and its unpredictable nature in the Texas legal landscape.

Courts and Coverage

Sometimes, Certificate Disclaimers Help

Richard Scislowski | September 1, 2010

Two court cases show that even though certificates are often viewed as little more than a nuisance, every so often, standard certificates can save the day.

Personal Lines Claims

Stress-Free Claims Adjusting

Elise Farnham | August 1, 2010

While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.