Expert Commentary
Latest Articles
Environmental
Duty To Defend Environmental Claims
Rodney Taylor | November 1, 2013
Whether something constitutes a "claim" for purposes of the duty to defend can cut both ways. Rod Taylor explains.
Personal Risk Management
Biggert-Waters 2012 and the New Normal
Timothy O'Brien | November 1, 2013
Tim O'Brien discusses changes to the National Flood Insurance Program and their ramifications.
Personal Lines Claims
Evaluating Bodily Injury Claims—Back Injuries
Elise Farnham | October 1, 2013
Claims professionals need to conduct a thorough investigation, per Elise Farnham.
Courts and Coverage
Burden of Proof in Coverage Litigation—Part 1
Brent Cooper | October 1, 2013
Brent Cooper reviews the respective burdens of proof that the insurer and insured must carry during the course of insurance litigation in Texas.
Claims Practices
Foreclosure Destroys Insurable Interest
Barry Zalma | October 1, 2013
Barry Zalma discusses a recent Texas case involving a homeowners insurance claim and the possibility of profiting where the policy provided no coverage.
Market Practices
A Brief Look at Insuring Small Municipalities
Peter Polstein | September 1, 2013
Smaller risks often require special considerations. Peter Polstein takes a look at insuring these risks.
Employee Hiring, Development, and Retention
Emotional Intelligence in the Workplace: Why It Matters More Than Personality
Mike Poskey | September 1, 2013
To gain a competitive advantage, Mike Poskey recommends seeking highly emotionally intelligent employees.
Catastrophe Risk Management
Covering Sinkhole Losses
Christopher Brophy | September 1, 2013
Christopher Brophy describes the scope of sinkhole losses and available coverage.
Cyber and Privacy Risk and Insurance
California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing
Melissa Krasnow | September 1, 2013
Melissa Krasnow discusses the California requirements restricting online information posted by or aimed at non-adults.
Liability Insurance
Broad Form Property Damage—A Look Back
Craig Stanovich | September 1, 2013
When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.
Employee Hiring, Development, and Retention
Emotional Intelligence in the Workplace: Why It Matters More Than Personality
Mike Poskey | September 1, 2013
Cyber and Privacy Risk and Insurance
California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing
Melissa Krasnow | September 1, 2013