Expert Commentary

Construction Safety

Correction Conversations Can Improve Construction Safety

TJ Lyons | September 14, 2012

Safety inspectors need to do more than show problem areas, per TJ Lyons, they also need worker buy-in.

Reinsurance

Underwriting and Claims Clauses in Reinsurance Agreements

Larry Schiffer | September 1, 2012

Reinsurers often want certain understandings put in writing about how the ceding insurer underwrite and handle claims. Larry Schiffer provides examples.

Political Risk

Economic Nationalism's Impact on International Business

Daniel Wagner | September 1, 2012

Natural resource-rich nations can lash out at foreign investors. Daniel Wagner explains why international investors need to be wary.

Insurance as a Commodity? Addressing Our Industry's Biggest Challenge

Timothy O'Brien | August 17, 2012

Tim O'Brien explains why we need to help consumers examine the actual worth of the coverage being offered.

Construction Safety

Innovations in Construction Safety—Error-Proofing

Peter Furst | August 1, 2012

While construction safety has traditionally focused primarily on the worker, Peter Furst says attention should be on the process.

Personal Lines Claims

Claims: There's an App for That, or Is There?

Elise Farnham | July 7, 2012

Elise Farnham develops ideas for mobile phone applications for insurance claims adjusters.

Builders Risk Insurance

Builders Risk Insurance: When Coverage Interpretation Relies on Nonpolicy Documents

Steven Coombs | July 1, 2012

In claims situations, Steven Coombs says it can be necessary to look outside the policy to determine coverage.

Captives

Captives and Life Insurance

Michael R. Mead | July 1, 2012

Yes, captives are used to provide life insurance, says Michael Mead. He explains how.

Time Element

Burden of Proof in Business Interruption Claims

Michael Speer | July 1, 2012

Michael Speer points out the importance of objective, verifiable, and evidentiary support of the claim.(IRMI.com article)

Environmental

CGL Absolute Pollution Exclusion Barred Coverage for Chinese Drywall Damages

Kent Holland | June 1, 2012

Kent Holland relates a case holding that reduced sulfur gases are a pollutant dispersed into the atmosphere.