Expert Commentary
Latest Articles
Captives
Captive Stories: The Genesis of Risk Shifting and Risk Distribution
Donald Riggin | January 1, 2015
Don Riggin digs deep to discuss a 1941 ruling that an annuity and an insurance policy produced no insurance risk.
Design and Professional Liability
Mold and Professional Liability Insurance
Jeff Slivka | January 1, 2015
Does the typical professional liability policy cover mold and microbial issues? Jeff Slivka takes a quick look.
Claims Practices
Eight-Corners Rule Defeats Right to Defense
Barry Zalma | January 1, 2015
A court rules there's no accident when a person is shot in the head at close range. Barry Zalma relates the case.
Web-Based Insurance Marketing
Why Backlinks Matter to Local SEO and Where to Get Them
Ryan Hanley | December 20, 2014
Ryan Hanley examines ways to increase your agency's search engine results.
Liability Insurance
The Duty to Defend—Groundless, False, or Fraudulent
Craig Stanovich | December 6, 2014
This language was dropped from the 1986 and later editions of the CGL policy. Craig Stanovich looks at the effect.
Environmental
Insurance Coverage for Losses Arising from the Ebola Virus
David Dybdahl | December 1, 2014
Coverage may exist in general liability and property insurance policies that would not be there for fungi and bacteria contamination. David Dybdahl explains.
Current Trends and Issues
Just What Does "Amount of Loss" Amount to in Appraisal Clauses?—Part 3
Tim Ryles | December 1, 2014
Arbitration and appraisal have similarities but are fundamentally distinct. Dr. Tim Ryles examines specific language and court interpretations.
Property Insurance
Potential Insurance Company Fraud in Superstorm Sandy Litigation
Jay Levin | December 1, 2014
In the wake of Superstorm Sandy, highly questionable practices within the insurance industry have been revealed. Jay Levin relates several cases.
Construction Safety
Construction Safety Best Practices
TJ Lyons | December 1, 2014
TJ Lyons explains construction safety best practices that were discussed at the IRMI Construction Risk Conference when he hosted one of the Construction Café tables with the topic "Best Practices in Construction Safety—Bring One, Gather Many," sponsored by Zurich.
Additional Insured Issues
Making Your Bed: "Blanket" Additional Insured Endorsements and the Underlying Agreement
Gregory Podolak | December 1, 2014
It is wise to have a fully executed, written contract with the named insured describing the requested coverage Gregory Podolak elaborates.
Captives
Captive Stories: The Genesis of Risk Shifting and Risk Distribution
Donald Riggin | January 1, 2015
Design and Professional Liability
Mold and Professional Liability Insurance
Jeff Slivka | January 1, 2015
Web-Based Insurance Marketing
Why Backlinks Matter to Local SEO and Where to Get Them
Ryan Hanley | December 20, 2014
Liability Insurance
The Duty to Defend—Groundless, False, or Fraudulent
Craig Stanovich | December 6, 2014
Environmental
Insurance Coverage for Losses Arising from the Ebola Virus
David Dybdahl | December 1, 2014
Current Trends and Issues
Just What Does "Amount of Loss" Amount to in Appraisal Clauses?—Part 3
Tim Ryles | December 1, 2014
Property Insurance
Potential Insurance Company Fraud in Superstorm Sandy Litigation
Jay Levin | December 1, 2014
Additional Insured Issues
Making Your Bed: "Blanket" Additional Insured Endorsements and the Underlying Agreement
Gregory Podolak | December 1, 2014