Expert Commentary

Cyber and Privacy Risk and Insurance

California Minors under Age 18: Privacy Requirements for Deleting Content/Information and Advertising/Marketing

Melissa J Krasnow | September 1, 2013

Melissa Krasnow discusses the California requirements restricting online information posted by or aimed at non-adults.

Reinsurance

Reinsurance and Ever-Expanding Regulation and Oversight

Larry Schiffer | September 1, 2013

Larry Schiffer provides an introduction to this very broad topic that is becoming worldwide in its scope.

Environmental

Revealing the Dark Secrets of Category 3 Water Exclusions

David Dybdahl | September 1, 2013

While most claims are being paid as Category 1 losses today, David Dybdahl expects that to end and offers options for coverage.

Liability Insurance

Broad Form Property Damage—A Look Back

Craig Stanovich | September 1, 2013

When policy interpretation questions arise, Craig Stanovich advises looking back at the drafters' explanations and illustrations.

Notable Coverages and Exclusions in 500 Words or Less?

Timothy O'Brien | August 9, 2013

Tim O'Brien looks at recent NY and NJ legislation requiring homeowners insurers to provide to insureds a one-page synopsis of their policies.

Construction Liability Insurance

2013 ISO Additional Insured Endorsements: Putting the Changes into Context for the Construction Industry

Mark Bell | August 1, 2013

Mark Bell discusses the 2013 revisions, putting the changes into context for the construction industry.

Valuation of Insurance Organizations

Valuation of Life Insurers: 2013

Jeff Balcombe | August 1, 2013

Jeff Balcombe discusses the effects of interest rate risk on life insurance company valuations and trends in valuation multiples.

Property Insurance

Contingent Business Interruption Coverage: Is Your Supply Chain Covered?

Jay Levin | August 1, 2013

To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.

Maritime Law

Strict Construction of Master Service Agreements in an Oilfield/Maritime Context

Michael Orlando | August 1, 2013

The Fifth Circuit holds that the additional insured and primary insurance requirements in the MSA do not apply to self-insurance. Michael Orlando relates the case.

Risk Management: A Systemic Approach

Reversing Risk Roles

Vernon Grose | July 20, 2013

Instead of being an adversary to line managers, Dr. Vernon Grose suggests that risk managers assume a radically different role as a resource.