Expert Commentary

Personal Risk Management: Go Beyond the Product Pitch

Timothy O'Brien | August 8, 2014

While insurance coverage comparisons focus on cost, coverage is critical. Tim O'Brien advises agents and brokers to dig deeper.

Leadership at All Levels

Inspiring Passion in the Insurance Industry

Lisa Harrington | August 1, 2014

Even those in the industry may view insurance as "boring." Lisa Harrington describes ways to promote the industry and make it interesting.

Employee Hiring, Development, and Retention

Best Practices for Delegating

Mike Poskey | August 1, 2014

"Delegating" is entrusting another person with a task or responsibility. Mike Poskey discusses.

Disability and Disability Insurance

Return-to-Work Best Practices

Marcia Carruthers | August 1, 2014

Marcia Carruthers examines RTW programs, what they are, their importance, development, elements, and goals.

Construction Safety

Normalization of Performance Deviations

Peter Furst | August 1, 2014

"To diligently guard against accepting lower standards as the norm, you need a culture where people do the "right" thing every time, Peter Furst says".

Cyber and Privacy Risk and Insurance

Changes in State Breach Notification Laws

Melissa Krasnow | August 1, 2014

As data breaches occur, notification laws are being amended or enacted. Melissa Krasnow elaborates.

Property Insurance

Builders Risk Policies: Are You Really Covered?

Jay Levin | August 1, 2014

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

U.S. Insurance Market Update

RIMS Survey Shows Rising Cost of Risk

August 1, 2014

The fourth quarter RIMS Benchmark Survey™ shows sharply falling D&O liability average premiums leading the insurance market down.

Catastrophe Risk Management

Insurance Considerations in Operational Resilience

Christopher Brophy | August 1, 2014

Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 4

Brent Cooper | July 19, 2014

Brent Cooper looks at who has the burden of proof to show that a claim falls within the policy period.