Expert Commentary
Latest Articles
Reinsurance
Which Came First, the Insurance Policy or the Reinsurance Contract?
Larry Schiffer | December 1, 2014
Larry Schiffer explains there is no boundary to how a reinsurance contract may limit—or expand—coverage available to the ceding insurer.
What Is Your Unique Value Proposition?
Timothy O'Brien | November 7, 2014
To combat big insurer commodity pitches, agents should show how they provide service, not just a fast policy. Tim O'Brien explains.
Personal Lines Claims
The Claims Professional as Problem Solver
Elise Farnham | November 1, 2014
Elise Farnham provides six tips to help resolve claim situations in an efficient and economical manner.
Current Trends and Issues
In Praise (or Not) of the Appraisal Clause in Homeowners Policies—Part 2
Tim Ryles | November 1, 2014
Considering the web of delay inherent in the appraisal process, Tim Ryles wonders who benefits.
Disability and Disability Insurance
Return-to-Work Best Practices: Roles, Responsibilities, and Outcomes
Marcia Carruthers | November 1, 2014
Whether you are just starting out or intend to upgrade a longstanding program, Marcia Carruthers says following proven best practice methods can ensure your success.
Construction Safety
Communication Insights for Supervision
Peter Furst | November 1, 2014
The supervisor is in a unique position, serving as the link between management and the workforce The successful execution of organizational strategy hinges on the effectiveness of the supervisor s ability to lead workers to enthusiastically engage in their assigned tasks.
Current Trends and Issues
Appraisal Clause in Homeowners Policies—Part 1
Tim Ryles | October 17, 2014
Tim Ryles compares these provisions in four insurers' policies, pointing out how each handles the issue.
Professional, D and O, and Fiduciary Liability
Awake at Night: Cyberbreaches and the New Risk to D&O
John Black | October 1, 2014
John Black describes how recent events reveal the importance of protecting corporations from cybersecurity losses.
Captives
What Is Controlled, Unaffiliated, Insurance Business in a Captive?
Donald Riggin | October 1, 2014
Donald Riggin looks at 831(b) captives and what is meant by "controlled" unaffiliated business.
Property Insurance
Analyzing Nonstandard Cyber and Privacy Insurance Policies
William Austin | October 1, 2014
A thoughtful and careful approach to understanding cyber/privacy exposures and coverage is key. William Austin provides a tool.
Reinsurance
Which Came First, the Insurance Policy or the Reinsurance Contract?
Larry Schiffer | December 1, 2014
Current Trends and Issues
In Praise (or Not) of the Appraisal Clause in Homeowners Policies—Part 2
Tim Ryles | November 1, 2014
Disability and Disability Insurance
Return-to-Work Best Practices: Roles, Responsibilities, and Outcomes
Marcia Carruthers | November 1, 2014
Current Trends and Issues
Appraisal Clause in Homeowners Policies—Part 1
Tim Ryles | October 17, 2014
Professional, D and O, and Fiduciary Liability
Awake at Night: Cyberbreaches and the New Risk to D&O
John Black | October 1, 2014
Captives
What Is Controlled, Unaffiliated, Insurance Business in a Captive?
Donald Riggin | October 1, 2014
Property Insurance
Analyzing Nonstandard Cyber and Privacy Insurance Policies
William Austin | October 1, 2014