Explore Resources
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Insurance Agent E and O

Independent Agents: Pay Special Attention to Your "Special Relationship" Clients

Brent Winans | January 17, 2015

Brent Winans provides a general overview of the duties of insurance agents as established by state laws.

Claims Practices

Eight-Corners Rule Defeats Right to Defense

Barry Zalma | January 1, 2015

A court rules there's no accident when a person is shot in the head at close range. Barry Zalma relates the case.

Captives

Captive Stories: The Genesis of Risk Shifting and Risk Distribution

Donald Riggin | January 1, 2015

Don Riggin digs deep to discuss a 1941 ruling that an annuity and an insurance policy produced no insurance risk.

Design and Professional Liability

Mold and Professional Liability Insurance

Jeff Slivka | January 1, 2015

Does the typical professional liability policy cover mold and microbial issues? Jeff Slivka takes a quick look.

Web-Based Insurance Marketing

Why Backlinks Matter to Local SEO and Where to Get Them

Ryan Hanley | December 20, 2014

Ryan Hanley examines ways to increase your agency's search engine results.

Liability Insurance

The Duty to Defend—Groundless, False, or Fraudulent

Craig Stanovich | December 6, 2014

This language was dropped from the 1986 and later editions of the CGL policy. Craig Stanovich looks at the effect.

Property Insurance

Potential Insurance Company Fraud in Superstorm Sandy Litigation

Jay Levin | December 1, 2014

In the wake of Superstorm Sandy, highly questionable practices within the insurance industry have been revealed. Jay Levin relates several cases.

Additional Insured Issues

Making Your Bed: "Blanket" Additional Insured Endorsements and the Underlying Agreement

Gregory Podolak | December 1, 2014

It is wise to have a fully executed, written contract with the named insured describing the requested coverage Gregory Podolak elaborates.

Environmental

Insurance Coverage for Losses Arising from the Ebola Virus

David Dybdahl | December 1, 2014

Coverage may exist in general liability and property insurance policies that would not be there for fungi and bacteria contamination. David Dybdahl explains.

Construction Safety

Construction Safety Best Practices

TJ Lyons | December 1, 2014

TJ Lyons explains construction safety best practices that were discussed at the IRMI Construction Risk Conference when he hosted one of the Construction Café tables with the topic "Best Practices in Construction Safety—Bring One, Gather Many," sponsored by Zurich.