Expert Commentary

Personal Lines Claims

Evaluating Bodily Injury Claims—The Effects of Traumatic Injuries

Elise Farnham | July 1, 2013

Elise Farnham explains the importance of psychosomatic medicine and the impact of emotions on the healing process.

Employee Hiring, Development, and Retention

The Emotional Intelligence Competencies Top Salespeople Share

Mike Poskey | July 1, 2013

Mike Poskey describes attributes of a successful sales force.

Courts and Coverage

Named Driver Policies

Brent Cooper | July 1, 2013

Brent Cooper discusses "named driver" policies that limit the auto coverage afforded to only those drivers identified in the policy.

Political Risk

Rising Political and Social Risks in Europe

Daniel Wagner | July 1, 2013

Lawmakers must look beyond short-term fiscal concerns and address long-term political and social demons, per Daniel Wagner.

Design and Professional Liability

Constructing Professional Liability Insurance Requirements for Design-Build Projects

Jeff Slivka | June 8, 2013

Jeff Slivka asks: what do you want to accomplish when requiring professional liability insurance for your design-build project?

Personal Lines Claims

Evaluating Bodily Injury Claims: Consideration Based on the Type of Injury—Fractures

Elise Farnham | June 1, 2013

Assess the extent of injury, health of the injured party, and potential for permanent disability, per Elise Farnham.

Reinsurance

Reinsurance and Emerging Risks

Larry Schiffer | June 1, 2013

Larry Schiffer explains the danger of future unexpected exposures to the industry and reinsurers in particular.

Liability Insurance

Selling Your Premises—Does CGL Coverage Apply after the Sale?

Craig Stanovich | June 1, 2013

Craig Stanovich takes a deeper look at the issue identified in the Risk Tip as to whether the CGL covers liability from property that has been sold.

Personal Lines Flood Coverage: It's the Words, Stupid

Timothy O'Brien | May 10, 2013

Very often, details of coverage available to protect personal property from flood damage are overlooked. Timothy P. O'Brien discusses.

Construction Liability Insurance

Indemnity and Additional Insured Requirements: Why Am I Demanding Them, Why Do Others Want Them, and What Does It All Mean?

Mark Bell | May 1, 2013

Insureds need to understand what relationship they are seeking and why to ensure they are adequately covered, per Mark M. Bell.