Expert Commentary

Reinsurance

What Does "Written as Such" Really Mean?

Larry Schiffer | March 14, 2014

Larry Schiffer explains the importance of achieving greater clarity in reinsurance contract wording to reduce the potential for disputes.

Environmental

Rational CPL Insurance Specifications

David Dybdahl | March 1, 2014

Dave Dybdahl describes the evolution of contractors pollution liability insurance and provides detailed specs.

Property Insurance

Insurable Interest and Having Enough Skin in the Game

Jay Levin | March 1, 2014

Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.

Risk Management: A Systemic Approach

Cockpit Boredom: A Risk All Managers Face

Vernon Grose | February 1, 2014

It is possible to systematically identify, evaluate, rank, and control even such obscure or subtle risks as boredom! Dr. Vernon Grose explains.

Environmental

Train Derailment Pollution Releases

Rodney Taylor | February 1, 2014

Several recent railway accidents involving crude oil shipments raise questions about safety and the ability to cover losses. Rod Taylor explains.

Car Rental Risks and Protection Options

Timothy O'Brien | February 1, 2014

To buy or not to buy insurance from car rental companies is a quandary. Tim O'Brien discusses the alternatives and their ramifications.

Courts and Coverage

Burden of Proof in Coverage Litigation—Part 2

Brent Cooper | January 1, 2014

Brent Cooper continues his review of the insurer's and insured's burden of proof during the course of insurance litigation in Texas.

Construction Defect Coverage

Ewing v. Amerisure

Patrick Wielinski | January 1, 2014

Pat Wielinski discusses the recent Texas Supreme Court Ruling, Ewing Construction v. Amerisure, and its implications.

Continuous Performance Improvement

Insurance Innovation—Balanced Scorecard

John Pryor | December 1, 2013

Use this tool to help you create more innovations in what you do each and every day, per John Pryor.

Time Element

Calculating Makeup in Business Interruption Claims

Michael Speer | December 1, 2013

It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.