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Expert Commentary

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Captives

Michael R. Mead | July 1, 2012

Yes, captives are used to provide life insurance, says Michael Mead. He explains how.

Time Element

Michael Speer | July 1, 2012

Michael Speer points out the importance of objective, verifiable, and evidentiary support of the claim.(IRMI.com article)

Builders Risk Insurance

Steven Coombs | July 1, 2012

In claims situations, Steven Coombs says it can be necessary to look outside the policy to determine coverage.

Environmental

Kent Holland | June 1, 2012

Kent Holland relates a case holding that reduced sulfur gases are a pollutant dispersed into the atmosphere.

Courts and Coverage

Brent Cooper | June 1, 2012

In this new series, Brent Cooper first examines whether the deposition should be taken at all.

Personal Risk Management

Jack Hungelmann | June 1, 2012

Using your motor home as a second residence? Jack Hungelmann advises buying cheap but effective insurance.

Property Insurance

Jay Levin | June 1, 2012

Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.

Reinsurance

Larry Schiffer | June 1, 2012

Losses, obligations, expenses, and liabilities are incurred. Larry Schiffer explains what that means for insurance/reinsurance purposes.

Liability Insurance

Craig Stanovich | June 1, 2012

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Craig Stanovich | June 1, 2012

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.