Expert Commentary

Environmental

Building Owner Not Barred by "Waiver of Subrogation" Clause from Seeking Damages against Contractors for Diesel Leak Harming "Nonwork" Property

Kent Holland | April 1, 2014

An AIA waiver of subrogation does not limit the owner's right to seek recovery for contractors' damage to non-work. Kent Holland relates a recent case.

Market Practices

Looking at HOA Risks

Peter Polstein | April 1, 2014

Pete Polstein looks at home owners' association and master association entity risks.

The Myth of Risk Management

Donald Riggin | April 1, 2014

While it is impossible to manage risk, Don Riggin opines that it is possible—and necessary—to finance it.

Liability Insurance

The CGL and the Professional Liability Exclusion

Craig Stanovich | April 1, 2014

Craig Stanovich explains CG 22 79 and CG 22 80, and provides illustrations of their application.

Intellectual Property

Texas Adopts the Uniform Trade Secrets Act

Sanford Warren | April 1, 2014

Sanford Warren says that this law provides more certainty to businesses, while bolstering trade secret protection.

Environmental

Chemical Spill in West Virginia: Where Does Liability Stop When Contamination Rolls Downhill?

Rodney Taylor | March 28, 2014

While interesting to understand how it happened, Rod Taylor explains that learning why it occurred and the lessons are more important.

Reinsurance

What Does "Written as Such" Really Mean?

Larry Schiffer | March 14, 2014

Larry Schiffer explains the importance of achieving greater clarity in reinsurance contract wording to reduce the potential for disputes.

Environmental

Rational CPL Insurance Specifications

David Dybdahl | March 1, 2014

Dave Dybdahl describes the evolution of contractors pollution liability insurance and provides detailed specs.

Property Insurance

Insurable Interest and Having Enough Skin in the Game

Jay Levin | March 1, 2014

Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.

Risk Management: A Systemic Approach

Cockpit Boredom: A Risk All Managers Face

Vernon Grose | February 1, 2014

It is possible to systematically identify, evaluate, rank, and control even such obscure or subtle risks as boredom! Dr. Vernon Grose explains.