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Courts and Coverage

Courts Address the Contractual Liability Exclusion—How Far Does It Go?

Brent Cooper | April 1, 2013

Brent Cooper looks at Texas cases addressing the breadth of the exclusion and the resulting uncertainty.

Claims Practices

Insurer's Lawyer's Advice Not Privileged

Barry Zalma | April 1, 2013

In Washington state, it appears that all lawyers and litigants are equal except for insurers and their lawyers, who are less equal than all others are.

Property Insurance

Utility Service Interruption: Another Aspect of Supply Chain Exposures

William Austin | April 1, 2013

William Austin explains why supply chain risk management must include exposure analysis for interruption of all utilities.

Current Trends and Issues

Risk Purchasing Groups: A Fictitious Grouping for Illusory E&O Coverage?

Tim Ryles | March 8, 2013

Too much state regulation may stifle innovation for errors and omissions (E&O) policies, warns Dr. Tim Ryles, but too much flexibility may foster deception.

Reinsurance

Follow-the-Fortunes: Reasonableness Is in the Eye of the Beholder

Larry Schiffer | March 2, 2013

Reasonableness is the catchword in analyzing the scrutiny brought to post-settlement reinsurance allocations, per Larry Schiffer.

Construction Liability Insurance

The Elusive "Pollution" Definition in the CGL Policy

Mark Bell | March 1, 2013

Owners, contractors, and subcontractors need to understand what their policies cover, advises Mark Bell.

Employee Hiring, Development, and Retention

Finding the Perfect CEO

Mike Poskey | March 1, 2013

Finding and signing the right leader for your company requires special consideration. Mike Poskey provides pointers.

Construction Safety

Fundamentally, Safety Is a People Problem—An Overview

Peter Furst | March 1, 2013

Stop focusing on your accident statistics, recommends Peter Furst, and look at the elemental aspects of the organization.

Risk Management: A Systemic Approach

Organizing the Disorganized

Vernon Grose | March 1, 2013

Dr. Vernon Grose looks at why management is so often excluded from the boardroom.

Liability Insurance

The 2013 Edition of the CGL Policy

Craig Stanovich | March 1, 2013

Who will be most affected? Craig Stanovich says those selling liquor, BYO restaurants, and additional insureds.