Expert Commentary

Reinsurance

What's Natural about the Expiration of In-Force Policies When a Reinsurance Contract Terminates?

Larry Schiffer | December 15, 2012

"Natural expiration" relates to the obligation after policy termination. Larry Schiffer explains.

Builders Risk Insurance

Builders Risk: Lessons Learned from a Plant Explosion

Steven Coombs | December 8, 2012

Those who design/implement builders risk insurance programs can learn from court cases. Steven Coombs relates a case and lessons learned.

Construction Safety

How "Safety Symmetry" Provides Clues to Safe Sites or "Why Is That One Cow Standing?"

TJ Lyons | December 1, 2012

TJ Lyons shows danger areas on construction sites and what to watch out for.

Claims Practices

California Allows Stacking of CGL: a Case of First Impression and Importance

Barry Zalma | December 1, 2012

Barry Zalma relates a California case holding that each insurer must pay its limits for each policy year it had a policy in effect.

Employee Hiring, Development, and Retention

Informal Performance Review Best Practices

Mike Poskey | December 1, 2012

Sometimes, guiding an employee to improve takes a little nudge. Mike Poskey provides pointers.

Construction Safety

Ineffective Construction Management Practices and Their Impact on Project Safety

Peter Furst | December 1, 2012

There are many potential sources of error in the project delivery process. Peter Furst reviews some.

Personal Risk Management Services: More Than Just Insurance

Timothy O'Brien | November 9, 2012

There are many personal risk management strategies available to consumers. Timothy O'Brien discusses a few.

Property Insurance

Builders Risk Insurance: Is It Always Necessary?

William Austin | November 1, 2012

William Austin looks at the need for builders risk insurance.

Liability Insurance

The Claims-Made CGL Policy

Craig Stanovich | November 1, 2012

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Employee Hiring, Development, and Retention

Best Practices in Hiring

Mike Poskey | November 1, 2012

If a job candidate looks good on paper and looks good in the interview, one would naturally assume this candidate would be a good fit for the job. While it sounds logical, it doesn't always work out that way. Mike Poskey reviews.