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Catastrophe Risk Management

Understanding the Vulnerability of Hospitals to Natural Disasters

2004-12-01 | Nathan C Gould

If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.

Reinsurance

The Naked Truth—The Reinsurer's Right to Information

2004-12-01 | Larry Schiffer

Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.

Captives

Taking a Closer Look at Captive Costs

2004-10-01 | Michael R Mead

Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.

Market Practices

Medical Malpractice: Things To Consider

2004-10-01 | Peter Polstein

Peter Polstein looks at medical malpractice coverage and proper underwriting practices.

Reinsurance

Multiyear Policies and Annualization of Reinsurance Limits

2004-09-01 | Larry Schiffer

Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.

Reinsurance

Insurer Insolvency and Reinsurance

2004-07-01 | Larry Schiffer

What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.

Reinsurance

Follow-the-Fortunes Updated

2004-04-01 | Larry Schiffer

In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.

Catastrophe Risk Management

Managing Extreme Wind (Hurricane) Losses

2004-03-01 | Nathan C Gould

Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.

Reinsurance

Up-Front about Reinsurance

2004-01-01 | Larry Schiffer

The fronting relationship can cause confusion. In this article, Larry Schiffer explains the basics of fronting and why it may be necessary for licensing, rating, pooling, or regulatory reasons.

Market Practices

Excess Follow Form versus Umbrella

2003-12-01 | Peter Polstein

Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.

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