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Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

Reinsurance

The Late Notice Defense in Reinsurance—Updated

2005-06-01 | Larry Schiffer

Larry Schiffer revisits the ways different states apply different prejudice or no-prejudice rules to a late notice defense by an insurer or reinsurer.

Captives

When Is Reinsurance Not Reinsurance?

2005-04-01 | Michael R Mead

Mike Mead looks at the risk management implications of reinsurance and excess insurance for captives. Lack of regulation and standardization complicates the matter.

Captives

Using Captives and Risk Retention Groups Together

2005-01-01 | Michael R Mead

By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.

Catastrophe Risk Management

Understanding the Vulnerability of Hospitals to Natural Disasters

2004-12-01 | Nathan C Gould

If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.

Reinsurance

The Naked Truth—The Reinsurer's Right to Information

2004-12-01 | Larry Schiffer

Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.

Captives

Taking a Closer Look at Captive Costs

2004-10-01 | Michael R Mead

Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.

Market Practices

Medical Malpractice: Things To Consider

2004-10-01 | Peter Polstein

Peter Polstein looks at medical malpractice coverage and proper underwriting practices.

Reinsurance

Multiyear Policies and Annualization of Reinsurance Limits

2004-09-01 | Larry Schiffer

Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.

Reinsurance

Insurer Insolvency and Reinsurance

2004-07-01 | Larry Schiffer

What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.

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