Risk Financing and Captives Articles
Latest Articles
Reinsurance
Avoiding the Reinsurance Credit Risk
2005-09-01 | Larry Schiffer
The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.
Captives
Regulation of Captives: Who? Why? What Next?
2005-08-01 | Michael R Mead
Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.
Reinsurance
The Late Notice Defense in Reinsurance—Updated
2005-06-01 | Larry Schiffer
Larry Schiffer revisits the ways different states apply different prejudice or no-prejudice rules to a late notice defense by an insurer or reinsurer.
Captives
When Is Reinsurance Not Reinsurance?
2005-04-01 | Michael R Mead
Mike Mead looks at the risk management implications of reinsurance and excess insurance for captives. Lack of regulation and standardization complicates the matter.
Captives
Using Captives and Risk Retention Groups Together
2005-01-01 | Michael R Mead
By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.
Reinsurance
The Naked Truth—The Reinsurer's Right to Information
2004-12-01 | Larry Schiffer
Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.
Captives
Taking a Closer Look at Captive Costs
2004-10-01 | Michael R Mead
Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.
Market Practices
Medical Malpractice: Things To Consider
2004-10-01 | Peter Polstein
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
