Risk Financing and Captives Articles
Latest Articles
Reinsurance
Stuck in the Middle—The Reinsurance Intermediary
2006-03-01 | Larry Schiffer
Working with the right intermediary is key to a profitable reinsurance arrangement. Larry Schiffer explains.
Captives
Investment Strategies for Captives
2006-01-01 | Michael R Mead
Michael Mead discusses how captive premiums and reserves can grow over time and how these funds are held and invested.
Reinsurance
Contract Finality—What a Concept!
2006-01-01 | Larry Schiffer
Agreeing to terms and conditions of a reinsurance contract on the day of placement may reduce disputes arising out of ambiguous contract terms. Larry Schiffer explains.
Reinsurance
Avoiding the Reinsurance Credit Risk
2005-09-01 | Larry Schiffer
The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.
Captives
Regulation of Captives: Who? Why? What Next?
2005-08-01 | Michael R Mead
Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.
Reinsurance
The Late Notice Defense in Reinsurance—Updated
2005-06-01 | Larry Schiffer
Larry Schiffer revisits the ways different states apply different prejudice or no-prejudice rules to a late notice defense by an insurer or reinsurer.
Captives
When Is Reinsurance Not Reinsurance?
2005-04-01 | Michael R Mead
Mike Mead looks at the risk management implications of reinsurance and excess insurance for captives. Lack of regulation and standardization complicates the matter.
Captives
Using Captives and Risk Retention Groups Together
2005-01-01 | Michael R Mead
By combining captives with risk retention groups, some have obtained admissibility without fronting, and gained the flexibility of a captive as a reinsurer. Michael Mead explains.
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
