Risk Financing and Captives Articles
Latest Articles
Captives
Another Kind of Captive Growth: Risk Retention Groups Increase
2003-10-01 | Michael R Mead
Abandoned in the soft market, risk retention groups (RRGs) are on the rise, offering form, rate, claims, taxation, and admitted paper benefits. Michael Mead discusses the opportunities and challenges.
Catastrophe Risk Management
Performance Based Seismic Design
2003-10-01 | Nathan C Gould
Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.
Market Practices
Certificates of Insurance
2003-09-01 | Peter Polstein
Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.
Captives
The Role of the Domicile Manager
2003-08-01 | Michael R Mead
Mike Mead looks at captive management firms, who they are and what role they should play. Their goals, duties, and responsibilities are discussed.
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.
Reinsurance
To Commute or Not To Commute, That Is the Question
2003-07-01 | Larry Schiffer
The reinsurer's obligation to cede and pay claims continues many years after the termination of the contract, unless it is commuted. Larry Schiffer explains.
Market Practices
Binders and Confirmation
2003-05-01 | Peter Polstein
Peter Polstein discusses insurance binders and why the placing agent or broker must make absolutely certain that all parties fully understand the coverage ramifications.
Catastrophe Risk Management
Quantifying the Risk for Progressive Collapse in New and Existing Buildings
2003-03-01 | Nathan C Gould
Nathan Gould discusses the increased risk of progressive collapse in buildings due to terrorism and abnormal loading conditions, emphasizing the importance of standard guidelines and other mitigation measures.
Reinsurance
Who Owes Whom? Understanding Setoffs in Reinsurance
2003-03-01 | Larry Schiffer
There are many situations in reinsurance relationships where the concept of setoff may apply. Larry Schiffer explains the right, its origins, and its application.
Market Practices
Considering Alternative Risk Transfer
2003-02-01 | Peter Polstein
Peter Polstein examines the use of deductibles and self-insured retentions to help with the rising costs of insurance premiums.
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Catastrophe Risk Management
Quantifying the Risk for Progressive Collapse in New and Existing Buildings
2003-03-01 | Nathan C Gould