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Risk Financing and Captives Articles


Latest Articles

Catastrophe Risk Management

Defining the Characteristics of a PML Study

2007-03-01 | Nathan C Gould

A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.

Risk Financing Info

The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies

2007-02-01 | Donald J Riggin

Don Riggin bridges the gap between determining an optimal hedging strategy and the importance of converting that strategy into a capital charge.

Reinsurance

The Strain To Retain

2006-12-01 | Larry Schiffer

Larry Schiffer discusses the symbiotic relationship between the reinsured and the reinsurer, and the reinsurance contract provisions that affect this relationship.

Captives

Insuring Property Risks in a Captive

2006-10-01 | Donald J Riggin

Don Riggin explains that property captives present two competing dynamics: losses pay out all at once but when the policy year is over, it's really over.

Captives

How to Choose a Domicile That Works Best for Your Captive

2006-04-01 | Michael R Mead

Michael Mead provides the basic criteria to achieve success when selecting a domicile.

Reinsurance

Stuck in the Middle—The Reinsurance Intermediary

2006-03-01 | Larry Schiffer

Working with the right intermediary is key to a profitable reinsurance arrangement. Larry Schiffer explains.

Captives

Investment Strategies for Captives

2006-01-01 | Michael R Mead

Michael Mead discusses how captive premiums and reserves can grow over time and how these funds are held and invested.

Reinsurance

Contract Finality—What a Concept!

2006-01-01 | Larry Schiffer

Agreeing to terms and conditions of a reinsurance contract on the day of placement may reduce disputes arising out of ambiguous contract terms. Larry Schiffer explains.

Reinsurance

Avoiding the Reinsurance Credit Risk

2005-09-01 | Larry Schiffer

The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.

Captives

Regulation of Captives: Who? Why? What Next?

2005-08-01 | Michael R Mead

Michael Mead explains how regulation of captives is inherently different from the regulation of a traditional insurer as respects audience, taxation, and oversight. He also provides food for thought for the future.