Risk Financing and Captives Articles
Latest Articles
Reinsurance
Multiyear Policies and Annualization of Reinsurance Limits
2004-09-01 | Larry Schiffer
Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.
Reinsurance
Insurer Insolvency and Reinsurance
2004-07-01 | Larry Schiffer
What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.
Reinsurance
Follow-the-Fortunes Updated
2004-04-01 | Larry Schiffer
In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.
Catastrophe Risk Management
Managing Extreme Wind (Hurricane) Losses
2004-03-01 | Nathan C Gould
Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.
Reinsurance
Up-Front about Reinsurance
2004-01-01 | Larry Schiffer
The fronting relationship can cause confusion. In this article, Larry Schiffer explains the basics of fronting and why it may be necessary for licensing, rating, pooling, or regulatory reasons.
Market Practices
Excess Follow Form versus Umbrella
2003-12-01 | Peter Polstein
Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.
Reinsurance
Understanding the Business-Covered Clause in a Reinsurance Contract
2003-11-01 | Larry Schiffer
Larry Schiffer explains the two generic types of reinsurance coverage—losses-occurring-during and risks or policies-attaching contracts—their importance, complicating factors, and hybrids.
Captives
Another Kind of Captive Growth: Risk Retention Groups Increase
2003-10-01 | Michael R Mead
Abandoned in the soft market, risk retention groups (RRGs) are on the rise, offering form, rate, claims, taxation, and admitted paper benefits. Michael Mead discusses the opportunities and challenges.
Catastrophe Risk Management
Performance Based Seismic Design
2003-10-01 | Nathan C Gould
Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.
Market Practices
Certificates of Insurance
2003-09-01 | Peter Polstein
Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.
Reinsurance
Understanding the Business-Covered Clause in a Reinsurance Contract
2003-11-01 | Larry Schiffer
