Risk Financing and Captives Articles
Latest Articles
Reinsurance
The Naked Truth—The Reinsurer's Right to Information
2004-12-01 | Larry Schiffer
Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.
Captives
Taking a Closer Look at Captive Costs
2004-10-01 | Michael R Mead
Mike Mead breaks down the costs for a captive program—including taxes, boards, and bureaus; fronting fees; claims administration fees; and costs of loss control and ways to reduce them.
Market Practices
Medical Malpractice: Things To Consider
2004-10-01 | Peter Polstein
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Reinsurance
Multiyear Policies and Annualization of Reinsurance Limits
2004-09-01 | Larry Schiffer
Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.
Reinsurance
Insurer Insolvency and Reinsurance
2004-07-01 | Larry Schiffer
What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.
Reinsurance
Follow-the-Fortunes Updated
2004-04-01 | Larry Schiffer
In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.
Catastrophe Risk Management
Managing Extreme Wind (Hurricane) Losses
2004-03-01 | Nathan C Gould
Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.
Reinsurance
Up-Front about Reinsurance
2004-01-01 | Larry Schiffer
The fronting relationship can cause confusion. In this article, Larry Schiffer explains the basics of fronting and why it may be necessary for licensing, rating, pooling, or regulatory reasons.
Market Practices
Excess Follow Form versus Umbrella
2003-12-01 | Peter Polstein
Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.
Reinsurance
Understanding the Business-Covered Clause in a Reinsurance Contract
2003-11-01 | Larry Schiffer
Larry Schiffer explains the two generic types of reinsurance coverage—losses-occurring-during and risks or policies-attaching contracts—their importance, complicating factors, and hybrids.
Reinsurance
Understanding the Business-Covered Clause in a Reinsurance Contract
2003-11-01 | Larry Schiffer
