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Claims, Case Law, and Legal Articles


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Claims Practices

When Agents or Applicants Lie to Insurers

2007-03-01 | Barry Zalma

Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.

Courts and Coverage

Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases

2007-02-01 | R Brent Cooper

Brent Cooper and Dana Harbin discuss case law when indirect contact occurs.

Claims Practices

Insurance Fraud Fails in L.A. Superior Court

2007-01-01 | Barry Zalma

Barry Zalma relates the importance of insurer preparation, a thorough investigation, and use of competent counsel when facing a potentially fraudulent claim.

Claims Practices

Insurer Sues Attorney for Malicious Prosecution

2006-08-01 | Barry Zalma

In a bit of a role reversal, an insurer rightly goes after an attorney who filed an apparently malicious and unfounded lawsuit against it. Barry Zalma explains.

Claims Practices

Sharing of Information between Insurers To Fight Fraud

2006-07-01 | Barry Zalma

When insurers fail to communicate to combat fraud, no one benefits. Barry Zalma looks at legislative initiatives to stop this practice.

Courts and Coverage

Hurricanes Katrina and Rita: Coverage Disputes and Pending Litigation

2006-07-01 | R Brent Cooper

Because of the coverage disputes presented by the hurricanes, it is uncertain what impact the hurricanes will have on the industry in the future. Dana Harbin and Brent Cooper discuss.

Courts and Coverage

Hurricanes Katrina and Rita: Effect on Claims Handling Procedures

2006-06-01 | R Brent Cooper

Insurers faced unique obstacles in investigating and settling claims in 2005. Dana Harbin and Brent Cooper explain.

Courts and Coverage

Hurricanes Katrina and Rita: Effect on Rating and Underwriting

2006-05-13 | R Brent Cooper

Homeowners insurance rate increases may stabilize the market in affected states. Dana Harbin and Brent Cooper explain.

Claims Practices

New ISO ACV Definition and California Statute

2006-03-01 | Barry Zalma

ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.

Courts and Coverage

Homeowners Policies and Acts of Self-Defense

2006-01-01 | R Brent Cooper

Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.