Claims, Case Law, and Legal Articles
Latest Articles
Courts and Coverage
"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage
2004-09-01 | Richard T Valentino
In this personal lines courts and coverage column, Richard Valentino examines recent cases dealing with insurance coverage for drug dealer liability.
Claims Practices
Mold and Fungi Insurance Claims
2004-08-01 | Barry Zalma
"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.
Claims Practices
Stacking Insurance Limits
2004-07-01 | Barry Zalma
Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.
Personal Lines Claims
Residential Water Claims
2004-07-01 | George Epps
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Courts and Coverage
Seventh Circuit Upholds Anti-Stacking Clauses
2004-06-01 | Richard T Valentino
In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.
Claims Practices
The Ethical Dilemma Caused by Fighting Fraud
2004-04-10 | Barry Zalma
Barry Zalma discusses the obligation to and dangers of reporting suspected fraud.
Courts and Coverage
Subrogation Rights against Personal Auto Uninsured Motorists Coverage
2004-03-01 | R Brent Cooper
Understand the intricacies of subrogation rights against personal auto uninsured motorists coverage and how they impact workers compensation claims.
Claims Practices
Adjusting Liability Claims
2004-01-01 | Barry Zalma
Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.
Claims Practices
Why Insurance Fraud Succeeds
2003-09-01 | Barry Zalma
The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.
Litigation Management
How To Overhaul Your Panel Counsel Network
2003-05-01 | Michael R Boutot
Michael Boutot discusses how to tune up your litigation management program by selecting a panel of law firms that will work with you to reduce and control legal costs.
Courts and Coverage
"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage
2004-09-01 | Richard T Valentino
Courts and Coverage
Subrogation Rights against Personal Auto Uninsured Motorists Coverage
2004-03-01 | R Brent Cooper
