Claims, Case Law, and Legal Articles
Latest Articles
Personal Lines Claims
Adjusting Residential House Fires
2004-10-09 | George Epps
Adjusting a house fire is a difficult endeavor under the best of circumstances. George Epps looks at fire claims where the coverage is on an actual cash value basis.
Claims Practices
California Supreme Court Rules: Ordinary Negligence Involving Toxic Chemicals Not Pollution
2004-09-01 | Barry Zalma
Barry Zalma examines a recent California Supreme Court ruling which concluded that the CGL pollution exclusion does not exclude ordinary acts of negligence involving toxic chemicals.
Courts and Coverage
"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage
2004-09-01 | Richard T Valentino
In this personal lines courts and coverage column, Richard Valentino examines recent cases dealing with insurance coverage for drug dealer liability.
Courts and Coverage
Diminishing Value: The Trend against Coverage under Personal Automobile Policies
2004-09-01 | R Brent Cooper
Brent Cooper examines 2003 state supreme court rulings that personal auto policies do not obligate insurers to compensate insureds for diminished value when their vehicles are fully repaired.
Claims Practices
Mold and Fungi Insurance Claims
2004-08-01 | Barry Zalma
"Mold is gold," according to some in the claims industry. Barry Zalma looks at the growth of these claims, the science behind them, the case law, testing, and remediation.
Claims Practices
Stacking Insurance Limits
2004-07-01 | Barry Zalma
Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.
Personal Lines Claims
Residential Water Claims
2004-07-01 | George Epps
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Courts and Coverage
Seventh Circuit Upholds Anti-Stacking Clauses
2004-06-01 | Richard T Valentino
In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.
Claims Practices
The Ethical Dilemma Caused by Fighting Fraud
2004-04-10 | Barry Zalma
Barry Zalma discusses the obligation to and dangers of reporting suspected fraud.
Courts and Coverage
Subrogation Rights against Personal Auto Uninsured Motorists Coverage
2004-03-01 | R Brent Cooper
Understand the intricacies of subrogation rights against personal auto uninsured motorists coverage and how they impact workers compensation claims.
Claims Practices
California Supreme Court Rules: Ordinary Negligence Involving Toxic Chemicals Not Pollution
2004-09-01 | Barry Zalma
Courts and Coverage
"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage
2004-09-01 | Richard T Valentino
Courts and Coverage
Diminishing Value: The Trend against Coverage under Personal Automobile Policies
2004-09-01 | R Brent Cooper
Courts and Coverage
Subrogation Rights against Personal Auto Uninsured Motorists Coverage
2004-03-01 | R Brent Cooper
