Claims, Case Law, and Legal Articles

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Claims Practices

Stacking Insurance Limits

2004-07-01 | Barry Zalma

Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.

Personal Lines Claims

Residential Water Claims

2004-07-01 | George Epps

George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.

Courts and Coverage

Seventh Circuit Upholds Anti-Stacking Clauses

2004-06-01 | Richard T Valentino

In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.

Claims Practices

The Ethical Dilemma Caused by Fighting Fraud

2004-04-10 | Barry Zalma

Barry Zalma discusses the obligation to and dangers of reporting suspected fraud.

Courts and Coverage

Subrogation Rights against Personal Auto Uninsured Motorists Coverage

2004-03-01 | R Brent Cooper

Understand the intricacies of subrogation rights against personal auto uninsured motorists coverage and how they impact workers compensation claims.

Claims Practices

Adjusting Liability Claims

2004-01-01 | Barry Zalma

Barry Zalma details the claims adjuster's job: an investigator, an insurance contract expert, and a person of empathy who fulfills the policy promises to defend and indemnify the insured.

Claims Practices

Why Insurance Fraud Succeeds

2003-09-01 | Barry Zalma

The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.

Litigation Management

How To Overhaul Your Panel Counsel Network

2003-05-01 | Michael R Boutot

Michael Boutot discusses how to tune up your litigation management program by selecting a panel of law firms that will work with you to reduce and control legal costs.