Claims, Case Law, and Legal Articles
Latest Articles
Courts and Coverage
Hurricanes Katrina and Rita: Effect on Claims Handling Procedures
2006-06-01 | R Brent Cooper
Insurers faced unique obstacles in investigating and settling claims in 2005. Dana Harbin and Brent Cooper explain.
Courts and Coverage
Hurricanes Katrina and Rita: Effect on Rating and Underwriting
2006-05-13 | R Brent Cooper
Homeowners insurance rate increases may stabilize the market in affected states. Dana Harbin and Brent Cooper explain.
Claims Practices
New ISO ACV Definition and California Statute
2006-03-01 | Barry Zalma
ISO responds to claims handling difficulties caused by recent California statutory changes. Barry Zalma explains.
Courts and Coverage
Homeowners Policies and Acts of Self-Defense
2006-01-01 | R Brent Cooper
Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.
Litigation Management
Legal Billing—Is There a Change in the Wind? A Look at the UTBMS Task Codes and the Future of Legal E-billing
2005-12-01 | Michael R Boutot
Michael Boutot describes the history of legal billing and explains the Uniform Task-Based Management System task codes and what he sees as the future of legal e-billing.
Claims Practices
Claims in a Disaster
2005-09-01 | Barry Zalma
In light of the many natural disasters this year, insureds who have never had to deal with insurance claims adjusters are confused or intimidated by the prospect. Barry Zalma provides advice.
Claims Practices
Rescission in California
2005-08-01 | Barry Zalma
Misrepresentations or concealment of material facts—whether intentional or not—can leave an insured without coverage, even for a legitimate claim. Barry Zalma looks at a recent case on point.
Courts and Coverage
Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?
2005-08-01 | R Brent Cooper
Brent Cooper and Dana Harbin look at the disparity among the state courts regarding who has the right to reject UM/PIP coverage, in what form, and under what circumstances.
Courts and Coverage
Unmarried Cohabitants Are Not "Members" of the Same "Household"
2005-07-01 | Richard T Valentino
What constitutes a household? Richard Valentino looks at a recent 11th Circuit case where the term was deemed ambiguous and lists rulings from other jurisdictions on the topic.
Courts and Coverage
Coverage Disputes Give Rise to "Independent" Counsel
2005-06-01 | R Brent Cooper
Brent Cooper explains how the Texas Davalos case sets out how the Independent Counsel Rule should be applied and a test as to what coverage questions give rise to independent counsel.
Courts and Coverage
Hurricanes Katrina and Rita: Effect on Claims Handling Procedures
2006-06-01 | R Brent Cooper
Courts and Coverage
Hurricanes Katrina and Rita: Effect on Rating and Underwriting
2006-05-13 | R Brent Cooper
Litigation Management
Legal Billing—Is There a Change in the Wind? A Look at the UTBMS Task Codes and the Future of Legal E-billing
2005-12-01 | Michael R Boutot
Courts and Coverage
Who Can Reject Uninsured Motorist and Personal Injury Protection Coverage?
2005-08-01 | R Brent Cooper
Courts and Coverage
Unmarried Cohabitants Are Not "Members" of the Same "Household"
2005-07-01 | Richard T Valentino
Courts and Coverage
Coverage Disputes Give Rise to "Independent" Counsel
2005-06-01 | R Brent Cooper
