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HAZMAT - hazardous materials
HB - House Bill
HCQIA - Health Care Quality Improvement Act of 1986
HFIE - Huebner Foundation for Insurance Education
HHG - household goods
HI - health insurance
HIAA - Health Insurance Association of America
HII - Health Insurance Institute
HIPAA - Health Insurance Portability and Accountability Act of 1986
HLDI - Highway Loss Data Institute
HLV - human life value
HMO - health maintenance organization
HO - homeowners (insurance)
HOLUA - Home Office Life Underwriters Association
HPL - hospital professional liability (insurance)
HPR - highly protected risk (property)
HR - human resources
HRS - hazardous ranking system
HSA - health system agency
HSP - Healthcare Safety Professional
HT - heavy timber (construction)
HVAC - heating, ventilating, and air conditioning