HAZMAT - hazardous materials

HB - House Bill

HCQIA - Health Care Quality Improvement Act of 1986

HFIE - Huebner Foundation for Insurance Education

HHG - household goods

HI - health insurance

HIAA - Health Insurance Association of America

HII - Health Insurance Institute

HIPAA - Health Insurance Portability and Accountability Act of 1986

HLDI - Highway Loss Data Institute

HLV - human life value

HMO - health maintenance organization

HO - homeowners (insurance)

HOLUA - Home Office Life Underwriters Association

HPL - hospital professional liability (insurance)

HPR - highly protected risk (property)

HR - human resources

HRS - hazardous ranking system

HSA - health system agency

HSP - Healthcare Safety Professional

HT - heavy timber (construction)

HVAC - heating, ventilating, and air conditioning