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Insurance Industry Articles


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Ethics

Is Accident Forgiveness Ethical?

2006-12-01 | George L Head

Dr. George Head discusses how accident forgiveness violates fundamental insurance principles to the detriment of all.

Ethics

Where Our Ethics Come From

2006-03-01 | George L Head

March is Ethics Awareness month. Dr. George Head takes a broad look at individual ethics and how they are developed.

Risk and Insurance History

"Catastrophes" in Early Twentieth Century America

2005-12-01 | John A Bogardus

John Bogardus and Robert Moore look at what history can teach us about how our forebears responded to the threats and opportunities of the early twentieth century.

Risk and Insurance History

"Flying Machines" and Early Airline Insurance

2005-06-11 | John A Bogardus

As America became a world leader in aviation, the industry's size and importance made it a crucial line of business for many agents, brokers, and insurers. Jack Bogardus and Robert Moore explain.

Ethics

Special Knowledge, Special Duties?

2005-04-01 | George L Head

Do risk management professionals have a responsibility to share their expertise with others, even when they are not paid or asked to do so? Dr. George Head says "Yes!"

Ethics

Why Link Risk Management and Ethics?

2005-02-01 | George L Head

Risk management guru Dr. George Head joins IRMI's group of expert commentators on the topic of risk management ethics and explains the importance of both.

Market Practices

Medical Malpractice: Things To Consider

2004-10-01 | Peter Polstein

Peter Polstein looks at medical malpractice coverage and proper underwriting practices.

Risk and Insurance History

American Insurance at the Dawn of the Twentieth Century

2004-09-01 | John A Bogardus

Jack Bogardus and Robert Moore examine the evolution of the US insurance agency system, highlighting the role of technology, business practices, and regulation in shaping the professionalism of insurance agents and brokers from the late 19th century to the early 20th century.

Writing Tips for Insurance Professionals

A Few Tips on Writing to Opposing Attorneys

2004-01-01 | Gary Blake

Writing to opposing counsel is never easy. Gary Blake offers examples of poorly written correspondence and tips on how to avoid being stodgy, arrogant, and overbearing.

Market Practices

Excess Follow Form versus Umbrella

2003-12-01 | Peter Polstein

Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.