Insurance Industry Articles

Latest Articles

Market Practices

Insurance Coverage Specifications in the Hard Market

2002-12-01 | Peter Polstein

It's important to cover all the potential areas of loss your firm faces, even if insurance is not available or affordable. Peter Polstein reviews coverage extensions you should consider.

Market Practices

What Constitutes a Full Underwriting Submission

2002-10-01 | Peter Polstein

Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example

Writing Tips for Insurance Professionals

How To Organize Information

2002-08-01 | Gary Blake

Gary Blake provides writing tips for today's business professional, explaining how to properly organize information by writing with the reader in mind.

Writing Tips for Insurance Professionals

Seven Tips for Improving Your Loss Control Documents

2002-03-01 | Gary Blake

An organization's most valuable asset is the personal information about and trust of its customers. The Privacy Council explains how a security plan and other safeguards are crucial.

Risk and Insurance History

The World's First Insurance Company

2001-07-01 | Barry Klein

In 1666, the Great Fire of London nearly destroyed the city. Barry Klein explains how the first insurance company—as well as the first fire brigade—emerged from the ashes.

Risk and Insurance History

The Great Fire of London

2001-06-01 | Barry Klein

Barry Klein explains how the Great Fire of London catalyzed the birth of the modern insurance industry and explores the historical events that shaped its emergence.

Risk and Insurance History

How Umbrella Policies Started Part 2: the First Umbrella Forms

2000-04-01 | Jim Robertson

Jim Robertson discusses developments in blanket liability, other concepts that led to the creation of the first umbrella coverage forms, and the development of the American market for umbrellas after 1957.

Risk and Insurance History

How Umbrella Policies Started Part 1: Early Liability Coverage

2000-03-01 | Jim Robertson

Jim Robertson examines the origins of liability insurance, early policy limits, the first excess liability market, excess of loss reinsurance, direct U.S. placements at Lloyd's, excess coverage developments, and the emergence of self-insurance.