IRMI Online Talk With Us
Home Categories Personal Lines and Small Business Articles

Personal Lines Articles

Clear All

Latest Articles

Claims Practices

Insured's Obligation To Read the Insurance Policy

2020-01-24 | Barry Zalma

Insured's Obligation To Read the Insurance Policy—Most people do not read their insurance policy. Barry Zalma explains why they should.

Personal Risk Management

Personal Risk Management and How It Improves Loss Resilience

2020-01-03 | Kurt Thoennessen

Personal Risk Management and How It Improves Loss Resilience—Having a risk management mindset is key, per Kurt Thoennessen.

Catastrophe Risk Management

Ghost Building: What Is It, and How Do You Insure One?

2019-11-22

Learn how to identify and handle ghost buildings, a traditionally overlooked risk in construction, in this article by Swiss Re.

Catastrophe Risk Management

FAQs for Surviving Tornado Losses

2019-11-01 | Robin K Olson

IRMI offers information about dealing with tornado insurance claims.

Claims Practices

Crazy or Not, the Insured Intended to Kill His Wife

2019-10-11 | Barry Zalma

Crazy or Not, the Insured Intended To Kill His Wife—Inability to form criminal intent does not make murder an accident. Read the case related by Barry Zalma.

Personal Risk Management

Flood Insurance Road Map and Coverage Guide

2019-10-11 | Kurt Thoennessen

Flood Insurance Road Map and Coverage Guide—Kurt Thoennessen provides info to help you design a flood insurance program that fits your home's unique needs.

Personal Risk Management

Fine Art Risk Management and Insurance Planning Guide

2019-07-26 | Kurt Thoennessen

Fine Art Risk Management and Insurance Planning Guide—Kurt Thoennessen reviews strategies and techniques to protect artwork of any size or value.

Claims Practices

Subrogation Waiver Held Enforceable by Wisconsin Supreme Court

2019-07-19 | Barry Zalma

Subrogation Waiver Held Enforceable by Wisconsin Supreme Court—Barry Zalma relates a case where an insurer sought to negate its agreement to waive subrogation.

Catastrophe Risk Management

Natural Catastrophe Management

2019-05-03 | Joe DiRubbo

The risk of a natural catastrophe and secondary perils is a big one. Joe DiRubbo examines the issues.

Time Element

Contingent Business Interruption: Getting All the Facts

2019-04-19 | Daniel Torpey

Today's risk managers look to contingent business interruption (CBI) insurance to soften the financial impact of events outside their control. Daniel Torpey explains what it is and what it does.

IRMI Online