Expert Commentary
Latest Articles
Healthcare Professional Liability Insurance
Basic Issues in Your Hospital Professional Liability Form
Bonnie Boone | September 30, 2000
Renewing or moving a hospital professional liability insurance program is a complex process. Bonnie Boone explains.
Property Insurance
"Physical Damage" in the First-Party Property Policy—A New Definition Coming?
Douglas Berry | September 1, 2000
Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.
Environmental
Lenders and Environmental Liability
John Hannah | September 1, 2000
Unknown environmental problems are a far greater source of loss to lenders than fire, vandalism, theft, or title risks. This article examines the importance of environmental liability for all financial institutions and investors that hold or invest in loans where real estate is used as collateral
Workers Compensation Issues
Jurisdiction in Workers Compensation Cases
Jim Pocius | September 1, 2000
When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
Linda Robinson | September 1, 2000
The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.
Risk Management Technology
Risk Management for Your Website
Anita Schoenfeld | September 1, 2000
The key to determining how to approach your exposure to risk associated with Internet websites ultimately lies with a thorough risk analysis. If your risk analysis proves that certain threats to your websites can prove costly to your business, it may make sense to take action to limit your exposure.
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.
Workers Compensation Issues
The Employee Leasing Decision
Christine Fuge | August 1, 2000
Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.
Healthcare Professional Liability Insurance
Basic Issues in Your Hospital Professional Liability Form
Bonnie Boone | September 30, 2000
Property Insurance
"Physical Damage" in the First-Party Property Policy—A New Definition Coming?
Douglas Berry | September 1, 2000
Workers Compensation Issues
Jurisdiction in Workers Compensation Cases
Jim Pocius | September 1, 2000
Property Insurance
The New ISO Commercial Crime Program Hits the Streets
Linda Robinson | September 1, 2000
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
