Expert Commentary
Latest Articles
Risk and Insurance History
How Umbrella Policies Started Part 1: Early Liability Coverage
Jim Robertson | March 1, 2000
Jim Robertson examines the origins of liability insurance, early policy limits, the first excess liability market, excess of loss reinsurance, direct U.S. placements at Lloyd's, excess coverage developments, and the emergence of self-insurance.
Property Insurance
Commercial Property Claims Handling: the Roles of the Claims Specialists
Linda Robinson | March 1, 2000
Discover how claims specialists play a pivotal role in commercial property claims handling and the unique services they provide to insurers and insureds.
Liability Insurance
Additionally Insured or Held Harmful?
Richard Rudolph | March 1, 2000
Use of the additional insured and the hold harmless clause approach without some other modifications to the CGL policy can result in a risk being ineffectively transferred or not transferred at all, contrary to the expectations of the parties. Richard Rudolph explains.
Environmental
Hidden Environmental Exposures of the Construction Industry
Jeff Slivka | March 1, 2000
Discover how contractors can navigate and manage environmental risks in the construction industry, avoiding costly liabilities and fostering safer operations.
Property Insurance
Closing the Gap in Florida Windstorm Coverage
Douglas Berry | March 1, 2000
A number of all-risk insurers have used their wind and hail exclusions to deny claims for interior water damage where there was no apparent opening caused by damage to the walls or roof. Doug Berry examines this coverage gap and efforts by the Florida Department of Insurance to close it.
Professional, D and O, and Fiduciary Liability
Key Coverage Options under Employment Practices Liability Policies
Robert Bregman | March 1, 2000
Bob Bregman provides the six key options that any purchaser of employment practices liability insurance (EPLI) policies should consider before buying coverage.
Political Risk
Russia in 2000: the Implications of Political Change in the New Millennium
Daniel Wagner | March 1, 2000
The implications of political change in Russia in the coming decade are profound, and the stakes are high. Daniel Wagner examines the political climate in Russia as a new president takes power.
Construction Defect Coverage
The Changing Landscape of Coverage Disputes over Defective Work Claims
Patrick Wielinski | March 1, 2000
Patrick Wielinski reviews the move away from using the traditional property damage exclusions as a basis to deny coverage for defective work claims to using the definitions of "occurrence" and "property damage," together with the insuring agreement.
Liability Insurance
The 1999 CGL Insuring Agreement: ISO's "Montrose Endorsement"
Jeffrey Woodward | March 1, 2000
Discover how the 1999 CGL insuring agreement and ISO's "Montrose Endorsement" impact coverage in light of "known loss" issues and judicial developments.
Reinsurance
Reinsurance Matters
Larry Schiffer | March 1, 2000
The quality of the reinsurance security purchased by the direct insurer is what helps to ensure that losses will be paid. Larry Schiffer looks at the reinsurance function, relationship, claims services, and fronting arrangements.
Risk and Insurance History
How Umbrella Policies Started Part 1: Early Liability Coverage
Jim Robertson | March 1, 2000
Property Insurance
Commercial Property Claims Handling: the Roles of the Claims Specialists
Linda Robinson | March 1, 2000
Environmental
Hidden Environmental Exposures of the Construction Industry
Jeff Slivka | March 1, 2000
Professional, D and O, and Fiduciary Liability
Key Coverage Options under Employment Practices Liability Policies
Robert Bregman | March 1, 2000
Political Risk
Russia in 2000: the Implications of Political Change in the New Millennium
Daniel Wagner | March 1, 2000
Construction Defect Coverage
The Changing Landscape of Coverage Disputes over Defective Work Claims
Patrick Wielinski | March 1, 2000
Liability Insurance
The 1999 CGL Insuring Agreement: ISO's "Montrose Endorsement"
Jeffrey Woodward | March 1, 2000
