Expert Commentary
Latest Articles
Liability Insurance
When a Breach of Contract Constitutes an Accident
Jill Berkeley | July 1, 2000
Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.
Professional, D and O, and Fiduciary Liability
Online Underwriting Information for D&O Liability Insurance
Robert Bregman | July 1, 2000
The availability of online financial and other important data has made D&O underwriters less dependent on paper submissions, allowing them to make faster, more accurate assessments that ultimately benefit both parties to an insurance transaction. This article reviews some of the sources of this data and how it is used.
Additional Insured Issues
What Does an Additional Insured Endorsement Cover?
Joseph Postel | July 1, 2000
Joseph P. Postel discusses what an additional insured endorsement should cover.
Construction Defect Coverage
Defective Work as an Occurrence
Patrick Wielinski | July 1, 2000
Explore the complexities of "occurrence" definitions in CGL policies and understand the divergent court interpretations across the United States.
Healthcare Professional Liability Insurance
Integrated Health Care Delivery Systems' Challenges
Bonnie Boone | June 10, 2000
Bonnie Boone highlights some of the important issues that must be considered in managing health care delivery risks and structuring their insurance programs.
Cyber and Privacy Risk and Insurance
First-Party E-Commerce Risks
Michael A. Rossi | June 1, 2000
Mike Rossi examines the gaps in traditional insurance policies with respect to first-party e-commerce risks and discusses some ways to close those gaps.
Time Element
Who's Handling Your Claim? The Professionals Involved in a Business Interruption Claim
Daniel Torpey | June 1, 2000
Learn who your insurers will have on their team handling your company's business interruption claim and who you can recruit to best reciprocate.
Property Insurance
Breach of Policy Conditions and the "Severability of Interests" Doctrine
Douglas Berry | June 1, 2000
Doug Berry discuses what happens in the event of a breach of one or more property insurance policy conditions involving one insured corporation or insured location.
Reinsurance
Are Punitive Damage Awards Recoverable under Reinsurance Agreements?
Larry Schiffer | June 1, 2000
The reinsurability of punitive damages depends on the reinsurance contract and the public policy of the relevant jurisdiction, with extracontractual obligations clauses (ECOs) offering some coverage despite state restrictions. Larry Schiffer explains.
Environmental
The US Environmental Liability Insurance Market—Reaching New Frontiers
John Hannah | May 1, 2000
The number and types of environmental insurance markets and products offered has increased dramatically in recent years. This article looks at the trends and events surrounding the market and provides a snapshot of the current environmental insurance marketplace.
Professional, D and O, and Fiduciary Liability
Online Underwriting Information for D&O Liability Insurance
Robert Bregman | July 1, 2000
Additional Insured Issues
What Does an Additional Insured Endorsement Cover?
Joseph Postel | July 1, 2000
Healthcare Professional Liability Insurance
Integrated Health Care Delivery Systems' Challenges
Bonnie Boone | June 10, 2000
Time Element
Who's Handling Your Claim? The Professionals Involved in a Business Interruption Claim
Daniel Torpey | June 1, 2000
Property Insurance
Breach of Policy Conditions and the "Severability of Interests" Doctrine
Douglas Berry | June 1, 2000
Reinsurance
Are Punitive Damage Awards Recoverable under Reinsurance Agreements?
Larry Schiffer | June 1, 2000
Environmental
The US Environmental Liability Insurance Market—Reaching New Frontiers
John Hannah | May 1, 2000
