Expert Commentary
Latest Articles
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.
Construction Safety
Contractor Qualification
Ron Prichard | August 1, 2000
The first step in a sound construction risk management program is the selection of a qualified contractor. This article provides a methodical process of evaluating and comparing contractor qualifications.
Cyber and Privacy Risk and Insurance
Third-Party Liability E-Commerce Risks and Traditional Insurance Programs
Michael A. Rossi | August 1, 2000
Mike Rossi aims to help you better understand how to review an insurance program with respect to e-commerce risks, as well as to evaluate the need for special e-commerce insurance policies.
Employment Practices
Nonunion Employees Gain Right to Representation during Investigatory Interviews
Paul Siegel | August 1, 2000
This article discusses a recent National Labor Relations Board decision holding that nonunion employees have the right to representation during an interview that might lead to disciplinary action and its potential impact on the workplace.
Agent and Broker Technology Issues
Managing Electronic Communications
Steve Anderson | July 15, 2000
Steve Anderson looks at the growth of email.
Liability Insurance
When a Breach of Contract Constitutes an Accident
Jill Berkeley | July 1, 2000
Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.
Professional, D and O, and Fiduciary Liability
Online Underwriting Information for D&O Liability Insurance
Robert Bregman | July 1, 2000
The availability of online financial and other important data has made D&O underwriters less dependent on paper submissions, allowing them to make faster, more accurate assessments that ultimately benefit both parties to an insurance transaction. This article reviews some of the sources of this data and how it is used.
Additional Insured Issues
What Does an Additional Insured Endorsement Cover?
Joseph Postel | July 1, 2000
Joseph P. Postel discusses what an additional insured endorsement should cover.
Construction Defect Coverage
Defective Work as an Occurrence
Patrick Wielinski | July 1, 2000
Explore the complexities of "occurrence" definitions in CGL policies and understand the divergent court interpretations across the United States.
Healthcare Professional Liability Insurance
Integrated Health Care Delivery Systems' Challenges
Bonnie Boone | June 10, 2000
Bonnie Boone highlights some of the important issues that must be considered in managing health care delivery risks and structuring their insurance programs.
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
Cyber and Privacy Risk and Insurance
Third-Party Liability E-Commerce Risks and Traditional Insurance Programs
Michael A. Rossi | August 1, 2000
Employment Practices
Nonunion Employees Gain Right to Representation during Investigatory Interviews
Paul Siegel | August 1, 2000
Agent and Broker Technology Issues
Managing Electronic Communications
Steve Anderson | July 15, 2000
Professional, D and O, and Fiduciary Liability
Online Underwriting Information for D&O Liability Insurance
Robert Bregman | July 1, 2000
Additional Insured Issues
What Does an Additional Insured Endorsement Cover?
Joseph Postel | July 1, 2000
Healthcare Professional Liability Insurance
Integrated Health Care Delivery Systems' Challenges
Bonnie Boone | June 10, 2000
