Expert Commentary
Latest Articles
Property Insurance
"Physical Damage" in the First-Party Property Policy—A New Definition Coming?
Douglas Berry | September 1, 2000
Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.
Workers Compensation Issues
The Employee Leasing Decision
Christine Fuge | August 1, 2000
Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.
Construction Safety
Contractor Qualification
Ron Prichard | August 1, 2000
The first step in a sound construction risk management program is the selection of a qualified contractor. This article provides a methodical process of evaluating and comparing contractor qualifications.
Cyber and Privacy Risk and Insurance
Third-Party Liability E-Commerce Risks and Traditional Insurance Programs
Michael A. Rossi | August 1, 2000
Mike Rossi aims to help you better understand how to review an insurance program with respect to e-commerce risks, as well as to evaluate the need for special e-commerce insurance policies.
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.
Employment Practices
Nonunion Employees Gain Right to Representation during Investigatory Interviews
Paul Siegel | August 1, 2000
This article discusses a recent National Labor Relations Board decision holding that nonunion employees have the right to representation during an interview that might lead to disciplinary action and its potential impact on the workplace.
Agent and Broker Technology Issues
Managing Electronic Communications
Steve Anderson | July 15, 2000
Steve Anderson looks at the growth of email.
Property Insurance
"Physical Damage" in the First-Party Property Policy—A New Definition Coming?
Douglas Berry | September 1, 2000
Design and Professional Liability
AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"
Kenneth Slavens | September 1, 2000
Reinsurance
Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language
Larry Schiffer | September 1, 2000
Enterprise Risk Management
Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go
Jerry Miccolis | August 1, 2000
Cyber and Privacy Risk and Insurance
Third-Party Liability E-Commerce Risks and Traditional Insurance Programs
Michael A. Rossi | August 1, 2000
Design and Professional Liability
Insurance for Architect- and Engineer-Led Design-Build Projects
David Collings | August 1, 2000
Employment Practices
Nonunion Employees Gain Right to Representation during Investigatory Interviews
Paul Siegel | August 1, 2000
Agent and Broker Technology Issues
Managing Electronic Communications
Steve Anderson | July 15, 2000
