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Risk Management Technology

Risk Management for Your Website

Anita Schoenfeld | September 1, 2000

The key to determining how to approach your exposure to risk associated with Internet websites ultimately lies with a thorough risk analysis. If your risk analysis proves that certain threats to your websites can prove costly to your business, it may make sense to take action to limit your exposure.

Property Insurance

"Physical Damage" in the First-Party Property Policy—A New Definition Coming?

Douglas Berry | September 1, 2000

Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.

Design and Professional Liability

AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"

Kenneth Slavens | September 1, 2000

The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.

Reinsurance

Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language

Larry Schiffer | September 1, 2000

This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.

Workers Compensation Issues

The Employee Leasing Decision

Christine Fuge | August 1, 2000

Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.

Construction Safety

Contractor Qualification

Ron Prichard | August 1, 2000

The first step in a sound construction risk management program is the selection of a qualified contractor. This article provides a methodical process of evaluating and comparing contractor qualifications.

Cyber and Privacy Risk and Insurance

Third-Party Liability E-Commerce Risks and Traditional Insurance Programs

Michael A. Rossi | August 1, 2000

Mike Rossi aims to help you better understand how to review an insurance program with respect to e-commerce risks, as well as to evaluate the need for special e-commerce insurance policies.

Design and Professional Liability

Insurance for Architect- and Engineer-Led Design-Build Projects

David Collings | August 1, 2000

This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.

Enterprise Risk Management

Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go

Jerry Miccolis | August 1, 2000

The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.

Employment Practices

Nonunion Employees Gain Right to Representation during Investigatory Interviews

Paul Siegel | August 1, 2000

This article discusses a recent National Labor Relations Board decision holding that nonunion employees have the right to representation during an interview that might lead to disciplinary action and its potential impact on the workplace.