Glossary

Thermal pollution is caused by the discharge of heated water from industrial processes into a waterway or body of water in quantities that can harm plant or animal life in the water.

Third-party-over action is an action in which an injured employee, after collecting workers compensation benefits from the employer, sues a third party for contributing to the employee's injury.

The third-party administrator handles various types of administrative responsibilities, on a fee-for-services basis, for organizations involved in cash flow programs.

The third-party beneficiary principal is a legal concept that allows a third party to sue to enforce a contract to which it is not a party if the contracting parties intended to benefit the third party at the time the contract was executed.

Third party claims are liability claims brought by persons allegedly injured or harmed by the insured.

Third-party employment practices liability coverage refers to a separate insuring agreement contained within employment practices liability insurance (EPLI) policies that covers liability claims brought by nonemployees (typically, customers, clients, and vendors) against employees of the insured organization.

Third-party liability coverage refers to any type of insurance covering the legal liability of one party to another party.

A third-party payer is the insurer or other health benefit plan sponsor that pays for medical services provided to a patient.

Third-party risk is the risk of losses to third parties, usually insured under casualty or liability insurance.

A third country national is a worker hired in a country outside the United States who is assigned to work in a country other than their country of origin.