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Risk Management Articles


Latest Articles

Enterprise Risk Management

Addressing the Full Spectrum of Risks

2007-05-01 | Mark Layton

With an appropriate risk strategy in place, Mark Layton says the decision to accept risk exposure will be informed, deliberate, and justified.

Current Trends and Issues

Hazards of Relying on Computer Technology in Claim Settlements

2007-04-01 | Tim Ryles

Dr. Tim Ryles addresses problems with reliance on outside vendor software in resolving claims and offers suggestions for new regulatory oversight of claims software.

Catastrophe Risk Management

Defining the Characteristics of a PML Study

2007-03-01 | Nathan C Gould

A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.

Enterprise Risk Management

Traditional Risk Management Inadequate to Deal with Today's Threats

2007-03-01 | Mark Layton

Deloitte & Touche looks at how managed risk avoidance is no longer adequate for today's business. What's needed is a proactive risk taking approach to risk, not risk avoidance.

Current Trends and Issues

Insurance Agent Liability in Katrina Litigation

2007-01-01 | Tim Ryles

Dr. Tim Ryles looks at standards applicable to agent liability, particularly as respects advice given on flood insurance and Katrina.

Current Trends and Issues

Dissecting Problems in Association Health Insurance Policies

2006-06-01 | Tim Ryles

Dr. Tim Ryles cautions against risky association plans and advises on how not to become a victim.

Current Trends and Issues

Marketing Health Insurance through "Trusteed Groups": a Perversion of the Group Insurance Concept

2006-03-01 | Tim Ryles

Tim Ryles explains why consumers are best advised to avoid the purchase of such products.

Current Trends and Issues

How To Recognize and Avoid Health Insurance Fraud

2006-01-01 | Tim Ryles

Tim Ryles explains that being alert to insurance scams can be helpful in avoiding victimization at the hands of con artists operating through unauthorized insurers.

Risk and Insurance History

"Catastrophes" in Early Twentieth Century America

2005-12-01 | John A Bogardus

John Bogardus and Robert Moore look at what history can teach us about how our forebears responded to the threats and opportunities of the early twentieth century.

Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.