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Risk Management Articles


Latest Articles

Catastrophe Risk Management

Defining the Characteristics of a PML Study

2007-03-01 | Nathan C Gould

A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.

Enterprise Risk Management

Traditional Risk Management Inadequate to Deal with Today's Threats

2007-03-01 | Mark Layton

Deloitte & Touche looks at how managed risk avoidance is no longer adequate for today's business. What's needed is a proactive risk taking approach to risk, not risk avoidance.

Current Trends and Issues

Insurance Agent Liability in Katrina Litigation

2007-01-01 | Tim Ryles

Dr. Tim Ryles looks at standards applicable to agent liability, particularly as respects advice given on flood insurance and Katrina.

Current Trends and Issues

Dissecting Problems in Association Health Insurance Policies

2006-06-01 | Tim Ryles

Dr. Tim Ryles cautions against risky association plans and advises on how not to become a victim.

Current Trends and Issues

Marketing Health Insurance through "Trusteed Groups": a Perversion of the Group Insurance Concept

2006-03-01 | Tim Ryles

Tim Ryles explains why consumers are best advised to avoid the purchase of such products.

Current Trends and Issues

How To Recognize and Avoid Health Insurance Fraud

2006-01-01 | Tim Ryles

Tim Ryles explains that being alert to insurance scams can be helpful in avoiding victimization at the hands of con artists operating through unauthorized insurers.

Risk and Insurance History

"Catastrophes" in Early Twentieth Century America

2005-12-01 | John A Bogardus

John Bogardus and Robert Moore look at what history can teach us about how our forebears responded to the threats and opportunities of the early twentieth century.

Catastrophe Risk Management

The Impact on Lifelines on the Estimation of Natural Hazard Loss

2005-07-01 | Nathan C Gould

Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.

Risk and Insurance History

"Flying Machines" and Early Airline Insurance

2005-06-11 | John A Bogardus

As America became a world leader in aviation, the industry's size and importance made it a crucial line of business for many agents, brokers, and insurers. Jack Bogardus and Robert Moore explain.

Current Trends and Issues

Probing the Gaps in GAP Insurance

2005-06-01 | Tim Ryles

Tim Ryles discusses Guaranteed Auto Protection (GAP) insurance: what it covers, common exclusions, how it is regulated, and certain sales/marketing methods to watch out for.