Risk Management Articles
Latest Articles
Market Practices
Medical Malpractice: Things To Consider
2004-10-01 | Peter Polstein
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
2004-09-01 | John A Bogardus
Jack Bogardus and Robert Moore examine the evolution of the US insurance agency system, highlighting the role of technology, business practices, and regulation in shaping the professionalism of insurance agents and brokers from the late 19th century to the early 20th century.
Catastrophe Risk Management
Managing Extreme Wind (Hurricane) Losses
2004-03-01 | Nathan C Gould
Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.
Enterprise Risk Management
The Alchemy of Enterprise Risk Management
2003-12-01 | Jerry Miccolis
In his last ERM column for IRMI, Jerry Miccolis explains how the science and practice of ERM is rooted in the Modern Portfolio Theory and the "portfolio effect." Interesting examples are provided.
Market Practices
Excess Follow Form versus Umbrella
2003-12-01 | Peter Polstein
Peter Polstein takes a look at excess insurance by addressing coverage terms and conditions, and negotiations.
Catastrophe Risk Management
Performance Based Seismic Design
2003-10-01 | Nathan C Gould
Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.
Enterprise Risk Management
Practical ERM Applications: Risk Integration
2003-09-01 | Jerry Miccolis
In his enterprise risk management column, Jerry Miccolis explains how to model the integration of risks from various sources, using the insurance industry as an example.
Market Practices
Certificates of Insurance
2003-09-01 | Peter Polstein
Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.
Enterprise Risk Management
Implementing Enterprise Risk Management: Getting the Fundamentals Right
2003-06-01 | Jerry Miccolis
Jerry Miccolis examines ERM fundamentals - objectives, scope, organization, and tools that companies can use to establish an ERM framework and implementation plan.
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
2004-09-01 | John A Bogardus
Catastrophe Risk Management
Understanding the Language of Seismic Risk Analysis
2003-07-01 | Nathan C Gould
Enterprise Risk Management
Implementing Enterprise Risk Management: Getting the Fundamentals Right
2003-06-01 | Jerry Miccolis