Risk Management Articles

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Market Practices

Certificates of Insurance

2003-09-01 | Peter Polstein

Peter Polstein explains why insurance certificates are one of the more dangerous documents that float between insureds, insurers, and a myriad of third parties.

Catastrophe Risk Management

Understanding the Language of Seismic Risk Analysis

2003-07-01 | Nathan C Gould

Even for those in the industry, the terminology used in the evolving field of seismic risk analysis can be confusing. Nathan Gould provides some definitions and clarifications.

Enterprise Risk Management

Implementing Enterprise Risk Management: Getting the Fundamentals Right

2003-06-01 | Jerry Miccolis

Jerry Miccolis examines ERM fundamentals - objectives, scope, organization, and tools that companies can use to establish an ERM framework and implementation plan.

Market Practices

Binders and Confirmation

2003-05-01 | Peter Polstein

Peter Polstein discusses insurance binders and why the placing agent or broker must make absolutely certain that all parties fully understand the coverage ramifications.

Catastrophe Risk Management

Quantifying the Risk for Progressive Collapse in New and Existing Buildings

2003-03-01 | Nathan C Gould

Nathan Gould discusses the increased risk of progressive collapse in buildings due to terrorism and abnormal loading conditions, emphasizing the importance of standard guidelines and other mitigation measures.

Enterprise Risk Management

ERM Lessons Across Industries

2003-03-01 | Jerry Miccolis

Jerry Miccolis summarizes three new Tillinghast-Towers Perrin enterprise risk management studies that examine trends and provide guidelines.

Market Practices

Considering Alternative Risk Transfer

2003-02-01 | Peter Polstein

Peter Polstein examines the use of deductibles and self-insured retentions to help with the rising costs of insurance premiums.

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

2003-01-11 | Nathan C Gould

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.

Market Practices

Insurance Coverage Specifications in the Hard Market

2002-12-01 | Peter Polstein

It's important to cover all the potential areas of loss your firm faces, even if insurance is not available or affordable. Peter Polstein reviews coverage extensions you should consider.