Risk Management Articles
Latest Articles
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Dr. Nathan Gould explains how loss of service of key lifelines can lead to increased downtime following a major natural disaster and significantly elevated business interruption costs.
Risk and Insurance History
"Flying Machines" and Early Airline Insurance
2005-06-11 | John A Bogardus
As America became a world leader in aviation, the industry's size and importance made it a crucial line of business for many agents, brokers, and insurers. Jack Bogardus and Robert Moore explain.
Current Trends and Issues
Probing the Gaps in GAP Insurance
2005-06-01 | Tim Ryles
Tim Ryles discusses Guaranteed Auto Protection (GAP) insurance: what it covers, common exclusions, how it is regulated, and certain sales/marketing methods to watch out for.
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
2005-03-01 | Tim Ryles
Determining what constitutes a household and family is a moving target for insurers and insureds. Tim Ryles looks at the meaning of this language in homeowners policies and court interpretations.
Current Trends and Issues
Who Really Lives (or Doesn't) in Your Household?
2005-01-01 | Tim Ryles
Determining residency in a blended-family society is a moving target for insurers and insureds. Tim Ryles looks at the meaning of "resident" in homeowners policies and court interpretations.
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.
Market Practices
Medical Malpractice: Things To Consider
2004-10-01 | Peter Polstein
Peter Polstein looks at medical malpractice coverage and proper underwriting practices.
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
2004-09-01 | John A Bogardus
Jack Bogardus and Robert Moore examine the evolution of the US insurance agency system, highlighting the role of technology, business practices, and regulation in shaping the professionalism of insurance agents and brokers from the late 19th century to the early 20th century.
Catastrophe Risk Management
Managing Extreme Wind (Hurricane) Losses
2004-03-01 | Nathan C Gould
Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.
Enterprise Risk Management
The Alchemy of Enterprise Risk Management
2003-12-01 | Jerry Miccolis
In his last ERM column for IRMI, Jerry Miccolis explains how the science and practice of ERM is rooted in the Modern Portfolio Theory and the "portfolio effect." Interesting examples are provided.
Catastrophe Risk Management
The Impact on Lifelines on the Estimation of Natural Hazard Loss
2005-07-01 | Nathan C Gould
Risk and Insurance History
"Flying Machines" and Early Airline Insurance
2005-06-11 | John A Bogardus
Current Trends and Issues
Household, Family, and Other Problems in Homeowners Policy Language
2005-03-01 | Tim Ryles
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
2004-12-01 | Nathan C Gould
Risk and Insurance History
American Insurance at the Dawn of the Twentieth Century
2004-09-01 | John A Bogardus
