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Claims, Case Law, and Legal Articles


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Courts and Coverage

Trial of the Coverage Case—Part 1

2011-04-01 | R Brent Cooper

In this series, Brent Cooper takes a close look at insurance coverage trials, starting with jury versus nonjury pros and cons.

Personal Lines Claims

Black Swans on the Horizon: Expecting the Unexpected

2011-04-01 | Elise Farnham

To effectively manage future losses, Elise Farnham stresses that claims professionals and their organizations must ask, 'What if?'

Courts and Coverage

Distinguishing between the Exclusions

2011-02-01 | R Brent Cooper

When addressing exclusions in personal lines liability policies, Brent Cooper says the substance of the exclusion is always critical.

Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

2011-01-01 | Barry Zalma

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

2011-01-01 | Elise Farnham

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Claims Management

Controlling Claims Leakage through Technology

2010-11-01

Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.

Courts and Coverage

Appraisal under the Homeowners Policy

2010-10-01 | R Brent Cooper

Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.

Courts and Coverage

Sometimes, Certificate Disclaimers Help

2010-09-01 | Richard J Scislowski

Two court cases show that even though certificates are often viewed as little more than a nuisance, every so often, standard certificates can save the day.

Claims Practices

Diminution in Value

2010-08-01 | Barry Zalma

When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.

Courts and Coverage

Duty To Cooperate

2010-08-01 | R Brent Cooper

Every liability policy contains a cooperation clause. But, as Brent Cooper shows, how it is applied and litigated differs greatly.