Claims, Case Law, and Legal Articles
Latest Articles
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Courts and Coverage
Additional Insured Endorsement Should Cover a Tenant's "Operations"
2011-05-01 | Richard J Scislowski
A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.
Claims Practices
Arson Conviction Upheld in Ohio; Texas Lets One Go Free
2011-04-01 | Barry Zalma
Barry Zalma reviews two recent arson cases with opposite results.
Courts and Coverage
Trial of the Coverage Case—Part 1
2011-04-01 | R Brent Cooper
In this series, Brent Cooper takes a close look at insurance coverage trials, starting with jury versus nonjury pros and cons.
Personal Lines Claims
Black Swans on the Horizon: Expecting the Unexpected
2011-04-01 | Elise Farnham
To effectively manage future losses, Elise Farnham stresses that claims professionals and their organizations must ask, 'What if?'
Courts and Coverage
Distinguishing between the Exclusions
2011-02-01 | R Brent Cooper
When addressing exclusions in personal lines liability policies, Brent Cooper says the substance of the exclusion is always critical.
Claims Practices
Pleading the Fifth Can Forfeit Insurance Coverage
2011-01-01 | Barry Zalma
Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.
Personal Lines Claims
The Art and Skill of Analyzing Coverage
2011-01-01 | Elise Farnham
For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.
Claims Management
Controlling Claims Leakage through Technology
2010-11-01
Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.
Courts and Coverage
Appraisal under the Homeowners Policy
2010-10-01 | R Brent Cooper
Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
2011-08-01 | Elise Farnham
Courts and Coverage
Additional Insured Endorsement Should Cover a Tenant's "Operations"
2011-05-01 | Richard J Scislowski
Personal Lines Claims
Black Swans on the Horizon: Expecting the Unexpected
2011-04-01 | Elise Farnham