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Claims, Case Law, and Legal Articles


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Courts and Coverage

Distinguishing between the Exclusions

2011-02-01 | R Brent Cooper

When addressing exclusions in personal lines liability policies, Brent Cooper says the substance of the exclusion is always critical.

Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

2011-01-01 | Barry Zalma

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

2011-01-01 | Elise Farnham

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Claims Management

Controlling Claims Leakage through Technology

2010-11-01

Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.

Courts and Coverage

Appraisal under the Homeowners Policy

2010-10-01 | R Brent Cooper

Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.

Courts and Coverage

Sometimes, Certificate Disclaimers Help

2010-09-01 | Richard J Scislowski

Two court cases show that even though certificates are often viewed as little more than a nuisance, every so often, standard certificates can save the day.

Claims Practices

Diminution in Value

2010-08-01 | Barry Zalma

When faced with a question of diminution of value, Barry Zalma says you need to determine the applicable state law.

Courts and Coverage

Duty To Cooperate

2010-08-01 | R Brent Cooper

Every liability policy contains a cooperation clause. But, as Brent Cooper shows, how it is applied and litigated differs greatly.

Personal Lines Claims

Stress-Free Claims Adjusting

2010-08-01 | Elise Farnham

While there is no single panacea for dealing with stress, Elise Farnham offers a variety of techniques that can help.

Claims Practices

Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss

2010-06-01 | Barry Zalma

In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.