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Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

2011-09-01 | Richard J Scislowski

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

Courts and Coverage

Trial of the Coverage Case—Part 2

2011-08-20 | R Brent Cooper

Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

2011-08-01 | Elise Farnham

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

2011-05-01 | Richard J Scislowski

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Claims Practices

Arson Conviction Upheld in Ohio; Texas Lets One Go Free

2011-04-01 | Barry Zalma

Barry Zalma reviews two recent arson cases with opposite results.

Courts and Coverage

Trial of the Coverage Case—Part 1

2011-04-01 | R Brent Cooper

In this series, Brent Cooper takes a close look at insurance coverage trials, starting with jury versus nonjury pros and cons.

Personal Lines Claims

Black Swans on the Horizon: Expecting the Unexpected

2011-04-01 | Elise Farnham

To effectively manage future losses, Elise Farnham stresses that claims professionals and their organizations must ask, 'What if?'

Courts and Coverage

Distinguishing between the Exclusions

2011-02-01 | R Brent Cooper

When addressing exclusions in personal lines liability policies, Brent Cooper says the substance of the exclusion is always critical.

Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

2011-01-01 | Barry Zalma

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

2011-01-01 | Elise Farnham

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

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