Claims, Case Law, and Legal Articles
Latest Articles
Claims Practices
Appraisal Only Determines Loss
2012-04-01 | Barry Zalma
In a case related by Barry Zalma, the misuse of the appraisal system and the need for competent and experienced claims people are highlighted.
Personal Lines Claims
Personal Lines Insurance Is Getting More Personal
2012-01-01 | Elise Farnham
Technological advances, says Elise Farnham, are making the claims process more personal for insureds
Courts and Coverage
Trial of the Coverage Case—Part 4
2011-12-17 | R Brent Cooper
Insurance coverage cases involve trial demonstrative aids, themes and values, and charges. Brent Cooper explains.
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)
Claims Management
The Next Level of Business Income Coverage
2011-11-01
Timothy King explains how insurance claims from off-premises events can harm business if not insured.
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
2011-11-01 | Elise Farnham
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Courts and Coverage
Trial of the Coverage Case—Part 3
2011-10-08 | R Brent Cooper
Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.
Claims Practices
Claims-Made Policies—Report Potential Claims Immediately
2011-10-01 | Barry Zalma
Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
2011-09-01 | Richard J Scislowski
Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?
Courts and Coverage
Trial of the Coverage Case—Part 2
2011-08-20 | R Brent Cooper
Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
2011-12-01 | Barry Zalma
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
2011-09-01 | Richard J Scislowski
