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Claims Practices

When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"

2011-12-01 | Barry Zalma

Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)

Claims Management

The Next Level of Business Income Coverage

2011-11-01

Timothy King explains how insurance claims from off-premises events can harm business if not insured.

Personal Lines Claims

Plaintiff Duties in Personal Lines Claims

2011-11-01 | Elise Farnham

In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)

Courts and Coverage

Trial of the Coverage Case—Part 3

2011-10-08 | R Brent Cooper

Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.

Claims Practices

Claims-Made Policies—Report Potential Claims Immediately

2011-10-01 | Barry Zalma

Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.

Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

2011-09-01 | Richard J Scislowski

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

Courts and Coverage

Trial of the Coverage Case—Part 2

2011-08-20 | R Brent Cooper

Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

2011-08-01 | Elise Farnham

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

2011-05-01 | Richard J Scislowski

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Claims Practices

Arson Conviction Upheld in Ohio; Texas Lets One Go Free

2011-04-01 | Barry Zalma

Barry Zalma reviews two recent arson cases with opposite results.