Expert Commentary

Latest Articles

Risk Management

When the Math Catches Up: Coverage Failures in Agribusiness Property Policies

Joshua Belanger | July 31, 2026

Farmers who open a short claim check are not victims of a denial; they are facing adequacy and completeness problems. Joshua Belanger explains.

Leadership at All Levels

The Predictability Trap: How Self-Awareness Changes Conflict Leadership

Tricia Kagerer | July 31, 2026

Tricia Kagerer explains how conflict can be one of the greatest tools for innovation, better decisions, and stronger cultures.

Courts and Coverage

The Real Crisis—Nuclear Settlements

Doug Marcello | July 31, 2026

Fearing a nuclear verdict, defendants veer toward settling rather than risking trial. Doug Marcello looks at the trend and its implications.

Employee Well-Being

AI and Workplace Mental Health: The Promise, the Perils, and What Employers Need to Know

Sally Spencer-Thomas | July 24, 2026

While the artificial intelligence (AI) technology evolution is very exciting for many, it has many workplace mental health implications—positive and negative. Dr. Sally Spencer-Thomas explains.

Liability Insurance

The CGL "Separation of Insureds" Condition

Jeffrey Woodward | July 17, 2026

Jeff Woodward explains why the "separation of insureds" condition makes cross-liability endorsements unnecessary with respect to Insurance Services Office, Inc., promulgated commercial general liability (CGL) policies.

Commercial Property

Let's Talk About Property Replacement Cost

Catherine L Trischan | July 17, 2026

Replacement cost is not a simple as replacing old with new. Catherine Trischan examines the issues and explains why it does not violate the principle of indemnity.

Claims Practices

Million-Dollar Roundup Verdict Reversed by SCOTUS

Barry Zalma | July 10, 2026

Barry Zalma relates the June 2026 US Supreme Court decision regarding a state-law failure-to-warn claim.

Workers Compensation Issues

The Commute Conundrum: The "Going and Coming" Rule

Beth Young | July 10, 2026

Shifting the commute from a personal activity to an employer-sponsored operation fundamentally alters a company's risk profile. Beth Young examines the issues.