Glossary

Chaplain or priest malpractice insurance provides professional liability coverage to members of the clergy for claims arising out of their activities as priests or chaplains. This coverage is especially necessary for any counseling activities performed by these individuals, as suits against religious counselors for mental anguish have become more prevalent.

Charitable immunity laws protect charitable organizations from any tort liability. In prior years, the charitable immunity doctrine provided a greater degree of legal protection for churches and religious institutions, but now most states have eliminated (or severely limited) charitable immunity protections in their jurisdiction. Where they do still exist to a significant extent, state charitable immunity laws can provide some degree of protection for volunteer workers and potentially other individuals associated with the religious institution but likely not to the religious institution itself.

A charter is the articles of incorporation or the rights from states or Congress to incorporate and transact business.

The Chartered Insurance Institute (CII) is an organization whose purpose is to establish and recognize professional standards for insurance practitioners in more than 100 countries. It confers the Associateship of the Chartered Insurance Institute (ACII) and the Fellowship of the Chartered Insurance Institute (FCII) designations. This organization was established in 1873 in Manchester, England.

Chartered Life Underwriter (CLU) is the professional designation obtained by passing a series of 10 tests covering all phases of life insurance. The CLU program is administered by the American College of Life Underwriters (ACLU).

The Chartered Property Casualty Underwriter (CPCU) is a professional designation identifying an individual who has satisfactorily completed eight national examinations covering various phases of property-casualty (P&C) insurance and met industry experience and ethical requirements. All candidates for the CPCU must pass five foundation courses in risk management, insurance operations, insurance law, insurance finance, and financial services institutions. The candidate then must pass three more exams in either the personal lines or commercial lines concentration. The CPCU program is administered by The Institutes.

Charterers legal liability coverage is a type of marine insurance designed to provide coverage for the liabilities including those of care, custody, and control (CCC) assumed by a party chartering a vessel when the vessel's operation remains in the control of the vessel's owner. Under a charter agreement, also known as a charter party, the chartering party may occasionally agree to be responsible for some of the liabilities associated with the voyage like damage that the ship might incur while loading and unloading the charterer's cargo or the loss of the use of the vessel when it is involved in a collision. The insurance normally covers damage to the vessel and may also provide coverage for other types of damage or injury for which the charterer becomes legally liable.

Chemical, biological, radiological, nuclear (CBRN) weapon is a less commonly used phrase with essentially the same meaning as "nuclear, biological, chemical (NBC) weapon." This phrase is probably more technically correct because dirty bombs are not truly nuclear weapons but, rather, radiological weapons. Nevertheless, dirty bombs are considered one of the NBC perils that insurers typically seek to exclude in the commercial lines policies they write.

Chemnet is a mutual aid network of chemical shippers and contractors that assigns a contracted emergency response company to provide technical support if a representative of the firm whose chemicals are involved in an incident is not readily available.

Chevron deference is the principle in which a court defers to an administrative agency's (for example, the National Labor Relations Board (NLRB)) prior answer or interpretation of a given statute, rather than having the court apply its own potentially different interpretation and ruling. One of the requirements in order for Chevron deference to apply is that the agency being deferred to is interpreting its own statute or, in other words, a statute that the agency itself is responsible for administering. The term was coined after Chevron U.S.A., Inc. v. NRDC, Inc., 467 U.S. 837, 104 S. Ct. 2778 (1984).