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Liability Insurance

Selling Your Premises—Does CGL Coverage Apply after the Sale?

2013-06-01 | Craig F Stanovich

Craig Stanovich takes a deeper look at the issue identified in the Risk Tip as to whether the CGL covers liability from property that has been sold.

Liability Insurance

The 2013 Edition of the CGL Policy

2013-03-01 | Craig F Stanovich

Who will be most affected? Craig Stanovich says those selling liquor, BYO restaurants, and additional insureds.

Liability Insurance

The Claims-Made CGL Policy

2012-11-01 | Craig F Stanovich

The poor reputation of the claims-made CGL policy is often based on misinformation. Craig Stanovich provides his insight.

Liability Insurance

Contractual Liability Exclusion—The Ball Is in Your Court

2012-06-01 | Craig F Stanovich

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Punitive Damages—Setting an Example

2012-06-01 | Craig F Stanovich

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.

Liability Insurance

Best Laid Plans: How the Definition of "Occurrence" in CGL Cases Continues To Change

2012-01-01 | R Steven Rawls

Faulty workmanship and the CGL policy—Steve Rawls relates recent litigation.

Liability Insurance

Is an Occurrence the Bodily Injury or Property Damage?

2011-12-01 | Craig F Stanovich

Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.

Liability Insurance

Additional Insured Status—Automatic or Wet Blanket?

2011-10-01 | Craig F Stanovich

While additional insured endorsements serve a valuable purpose, Craig Stanovich warns the coverage provided cannot be assumed.

Liability Insurance

Legal Separation—The Severability Test in the CGL

2011-06-01 | Craig F Stanovich

The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.

Liability Insurance

Do CGL Policies Cover "Rip and Tear" Expenses?

2011-03-01 | R Steven Rawls

Whether or not CGL policies cover 'rip and tear' expenses varies among jurisdictions. Steve Rawls relates the caselaw.