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Liability Insurance
What Satisfies the Self-Insured Retention?
2009-08-01 | R Steven Rawls
CGL SIR endorsements are applied in a variety of ways, per Steve Rawls, depending on the jurisdiction.
Liability Insurance
Contractual Confusion—Assuming the Liability of Others
2009-07-01 | Craig F Stanovich
Craig Stanovich provides straightforward examples of the workings of contractual liability insurance.
Liability Insurance
Other Insurance and the CGL Policy
2009-04-01 | Craig F Stanovich
Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.
Liability Insurance
CGL Insurance and the Question of Intent
2009-02-01 | R Steven Rawls
Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.
Liability Insurance
Trigger Theories and the CGL
2008-12-01 | Craig F Stanovich
Craig Stanovich explains that trigger theories can only affect when the bodily injury or property damage is determined to have occurred.
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
2008-10-01 | R Steven Rawls
Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
2008-10-01 | Craig F Stanovich
Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.
Liability Insurance
The Future Is Now: When Eventual Indemnity Obligations become Present Defense Obligations
2008-08-01 | R Steven Rawls
Steve Rawls relates a case erasing the distinction between an insurer's duty to indemnify and its duty to defend.
Liability Insurance
CGL Insurance 2007 Edition—A Summary of Changes
2008-06-01 | Craig F Stanovich
While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.
Liability Insurance
Variations on a Theme: When the Cause Theory Determines the Number of Occurrences
2008-05-01 | R Steven Rawls
Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.
Liability Insurance
Contractual Confusion—Assuming the Liability of Others
2009-07-01 | Craig F Stanovich
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
2008-10-01 | R Steven Rawls
Liability Insurance
The Future Is Now: When Eventual Indemnity Obligations become Present Defense Obligations
2008-08-01 | R Steven Rawls
Liability Insurance
Variations on a Theme: When the Cause Theory Determines the Number of Occurrences
2008-05-01 | R Steven Rawls