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Liability Insurance
A High-Level View of the CGL Policy
2010-01-01 | Craig F Stanovich
A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.
Liability Insurance
The Duty to Defend: the Four(ish) Corners Rule
2009-11-01 | R Steven Rawls
The actual, not alleged, facts of a case play an important role in determining an insurer's defense obligation, per Steve Rawls.
Liability Insurance
OCP Liability versus Additional Insured Coverage
2009-10-01 | Craig F Stanovich
Whether OCP or additional insured coverage is preferable depends on many factors, per Craig Stanovich.
Liability Insurance
What Satisfies the Self-Insured Retention?
2009-08-01 | R Steven Rawls
CGL SIR endorsements are applied in a variety of ways, per Steve Rawls, depending on the jurisdiction.
Liability Insurance
Contractual Confusion—Assuming the Liability of Others
2009-07-01 | Craig F Stanovich
Craig Stanovich provides straightforward examples of the workings of contractual liability insurance.
Liability Insurance
Other Insurance and the CGL Policy
2009-04-01 | Craig F Stanovich
Craig Stanovich provides a basic understanding of the 'other insurance' clause of the commercial general liability policy.
Liability Insurance
CGL Insurance and the Question of Intent
2009-02-01 | R Steven Rawls
Steven Rawls examines court decisions on whether the CGL covers intentional acts by the insured where injuries or damages are substantially certain to occur.
Liability Insurance
Trigger Theories and the CGL
2008-12-01 | Craig F Stanovich
Craig Stanovich explains that trigger theories can only affect when the bodily injury or property damage is determined to have occurred.
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
2008-10-01 | R Steven Rawls
Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
2008-10-01 | Craig F Stanovich
Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.
Liability Insurance
Contractual Confusion—Assuming the Liability of Others
2009-07-01 | Craig F Stanovich
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
2008-10-01 | R Steven Rawls
