Risk Financing and Captives Articles
Latest Articles
Market Practices
Looking at HOA Risks
2014-04-01 | Peter Polstein
Pete Polstein looks at home owners' association and master association entity risks.
Reinsurance
What Does "Written as Such" Really Mean?
2014-03-14 | Larry Schiffer
Larry Schiffer explains the importance of achieving greater clarity in reinsurance contract wording to reduce the potential for disputes.
Catastrophe Risk Management
Covering Sinkhole Losses
2013-09-01 | Christopher M Brophy
Christopher Brophy describes the scope of sinkhole losses and available coverage.
Market Practices
A Brief Look at Insuring Small Municipalities
2013-09-01 | Peter Polstein
Smaller risks often require special considerations. Peter Polstein takes a look at insuring these risks.
Reinsurance
Reinsurance and Ever-Expanding Regulation and Oversight
2013-09-01 | Larry Schiffer
Larry Schiffer provides an introduction to this very broad topic that is becoming worldwide in its scope.
Reinsurance
Reinsurance and Emerging Risks
2013-06-01 | Larry Schiffer
Larry Schiffer explains the danger of future unexpected exposures to the industry and reinsurers in particular.
Reinsurance
Follow-the-Fortunes: Reasonableness Is in the Eye of the Beholder
2013-03-02 | Larry Schiffer
Reasonableness is the catchword in analyzing the scrutiny brought to post-settlement reinsurance allocations, per Larry Schiffer.
Reinsurance
What's Natural about the Expiration of In-Force Policies When a Reinsurance Contract Terminates?
2012-12-15 | Larry Schiffer
"Natural expiration" relates to the obligation after policy termination. Larry Schiffer explains.
Captives
Captive Loan-Backs versus Corporate Receivables
2012-10-01 | Donald J Riggin
An interesting alternative to loan-backs is receivables factoring to convert a nonliquid asset into cash, per Don Riggin.
Reinsurance
Underwriting and Claims Clauses in Reinsurance Agreements
2012-09-01 | Larry Schiffer
Reinsurers often want certain understandings put in writing about how the ceding insurer underwrite and handle claims. Larry Schiffer provides examples.
Reinsurance
Follow-the-Fortunes: Reasonableness Is in the Eye of the Beholder
2013-03-02 | Larry Schiffer
Reinsurance
What's Natural about the Expiration of In-Force Policies When a Reinsurance Contract Terminates?
2012-12-15 | Larry Schiffer