Risk Financing and Captives Articles
Latest Articles
Captives
Captive Stories: The Genesis of Risk Shifting and Risk Distribution
2015-01-01 | Donald J Riggin
Don Riggin digs deep to discuss a 1941 ruling that an annuity and an insurance policy produced no insurance risk.
Reinsurance
Which Came First, the Insurance Policy or the Reinsurance Contract?
2014-12-01 | Larry Schiffer
Larry Schiffer explains there is no boundary to how a reinsurance contract may limit—or expand—coverage available to the ceding insurer.
Captives
What Is Controlled, Unaffiliated, Insurance Business in a Captive?
2014-10-01 | Donald J Riggin
Donald Riggin looks at 831(b) captives and what is meant by "controlled" unaffiliated business.
Reinsurance
When Is a Reinsurance Treaty Not a Reinsurance Treaty?
2014-09-01 | Larry Schiffer
Courts interpret well-known industry terms in ways industry practitioners may find shocking. Larry Schiffer discusses some cases.
Catastrophe Risk Management
Insurance Considerations in Operational Resilience
2014-08-01 | Christopher M Brophy
Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.
Captives
Captives: Renting versus Owning—The Debate Continues
2014-07-01 | Donald J Riggin
Don Riggin looks at the pros and cons of each, particularly the tax deductibility of premiums.
Reinsurance
When Contracts Collide: Complex Reinsurance Programs
2014-06-01 | Larry Schiffer
Where reinsurance and other contracts collide, courts look at the language of each contract. Larry Schiffer discusses a recent case on point.
Market Practices
Looking at HOA Risks
2014-04-01 | Peter Polstein
Pete Polstein looks at home owners' association and master association entity risks.
Reinsurance
What Does "Written as Such" Really Mean?
2014-03-14 | Larry Schiffer
Larry Schiffer explains the importance of achieving greater clarity in reinsurance contract wording to reduce the potential for disputes.
Catastrophe Risk Management
Covering Sinkhole Losses
2013-09-01 | Christopher M Brophy
Christopher Brophy describes the scope of sinkhole losses and available coverage.
Captives
Captive Stories: The Genesis of Risk Shifting and Risk Distribution
2015-01-01 | Donald J Riggin
Reinsurance
Which Came First, the Insurance Policy or the Reinsurance Contract?
2014-12-01 | Larry Schiffer
Captives
What Is Controlled, Unaffiliated, Insurance Business in a Captive?
2014-10-01 | Donald J Riggin
Catastrophe Risk Management
Insurance Considerations in Operational Resilience
2014-08-01 | Christopher M Brophy