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Risk Financing and Captives Articles


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Reinsurance

Follow-the-Fortunes: Reasonableness Is in the Eye of the Beholder

2013-03-02 | Larry Schiffer

Reasonableness is the catchword in analyzing the scrutiny brought to post-settlement reinsurance allocations, per Larry Schiffer.

Reinsurance

What's Natural about the Expiration of In-Force Policies When a Reinsurance Contract Terminates?

2012-12-15 | Larry Schiffer

"Natural expiration" relates to the obligation after policy termination. Larry Schiffer explains.

Captives 02

Captive Loan-Backs versus Corporate Receivables

2012-10-01 | Donald J Riggin

An interesting alternative to loan-backs is receivables factoring to convert a nonliquid asset into cash, per Don Riggin.

Reinsurance

Underwriting and Claims Clauses in Reinsurance Agreements

2012-09-01 | Larry Schiffer

Reinsurers often want certain understandings put in writing about how the ceding insurer underwrite and handle claims. Larry Schiffer provides examples.

Captives 02

Captives and Life Insurance

2012-07-01 | Michael R Mead

Yes, says Michael Mead, captives are used to provide life insurance, and he explains how.

Reinsurance

When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?

2012-06-01 | Larry Schiffer

Losses, obligations, expenses, and liabilities are incurred. Larry Schiffer explains what that means for insurance/reinsurance purposes.

Captives 02

The NRRA's Effect on Captives—What We Know

2012-05-01 | Donald J Riggin

The Nonadmitted Reinsurance Reform Act deals with how surplus lines taxes on nonadmitted insurance premiums are levied. Don Riggin explains.

Captives 02

Medical Stop-Loss Group Captives

2012-02-01 | Donald J Riggin

Don Riggin explains how to cover claims in excess of a company's per-occurrence, and sometimes aggregate, self-insured losses.

Reinsurance

What Time Is It? Determining the Statute of Limitations in Reinsurance Disputes

2012-02-01 | Larry Schiffer

The trick, says Larry Schiffer, is determining when the clock starts to run.

Captives 02

The Use of Captives in Wealth Management

2012-01-21 | Michael R Mead

Michael Mead provides a quick glimpse into this method of sheltering assets.